The newest release of the WebKit framework in iOS8 provided significant simplification of iOS&nbsp;development process.&nbsp;
The previous version of iOS allowed to useUIWebViews&nbsp;based on UIKit framework.&nbsp;The biggest&nbsp;disadvantage of this implementation&nbsp;related to In-Process loading of web content. Plus&nbsp;UIWebViews didn't contain Javascript&nbsp;Nitro engine optimization, that vastly improved&nbsp;speed of&nbsp;interpreting scripts and led&nbsp;to compilation of JavaScript code into native machine code. One more additional&nbsp;disadvantage of UIWEbView was that many web kit capabilities were not shared with developers. So believe me,&nbsp;Javascript bridging looked like&nbsp;a pain. However, new WebKit framework contains a list of the new features like smooth scrolling, gestures, key-value observing of new WKWebView&rsquo;s properties, native communication.
The first of them was achieved by exploiting Core Animation and hardware acceleration providing 60 fps. As for gestures, now WKWebViews supports track-pad gestures such as swipe to go back and pinch to zoom. Go further, to check exact status of the web view at any given time such properties of WKWebView as progress, title, URL can be observed by KVO. Native JS Bridging becomes possible with the help of new APIs: UserScripts and ScriptMessages. The first allows developer&nbsp;to inject JavaScript code into a webpage and run it on a specific part of a page. The second one&nbsp;enables the native code to receive callbacks (like&nbsp;NSNotification) from the User Scripts injected into the page.
The crucial achievement of WebKit is that every single web content of WKWebView runs in its own process completely isolated from our app. And its processes are handled by the system. It improves responsiveness of App when web pages load a lot of JS objects and run a lot of scripts. It gives an opportunity to put individual web pages for things like background tabs and fully-occluded Windows.
And finally new WKNavigationAction class offers protocol methods which is called multiple times by&nbsp;the loading of a web page. Property navigationType determines the type of action triggering the&nbsp;navigation. We can track&nbsp;the loading process and tweak it according to the needs of Application.
Summary:&nbsp;Modern&nbsp;WebKit framework provides developers with the&nbsp;opportunity to build powerful, modern and responsive&nbsp;apps using web contents.
If you have any specific questions on possible implementation of these features in your product feel free to contact us by this&nbsp;<a style="line-height: 20.7999992370605px;" href="contacts" target="_blank" rel="nofollow noopener">Contact form</a>.

The newest release of the WebKit framework in iOS8 provided significant simplification of&nbsp;iOS&nbsp;development&nbsp;process.

Agilie team is constantly reviewing programming updates from Apple iOS framework. This artlicle relates to the changes on modern WebKit framework. 

Beginner's Guide: Modern Apple WebKit Framework

During the last Apple presentation there were a lot of talks about a&nbsp;new Handoff feature. Its main purpose is to share information between different Apple devices using the same Apple ID. For example, starting to work on the iPad&nbsp;user might switch it to the Mac and continue doing the same task&nbsp;on another device.
<div>This release of Handoff works with the most important Apple&rsquo;s applications.</div>
<div>- Safari opens the page you&rsquo;ve just read;</div>
<div>- Apple Maps could display the same address and you don&rsquo;t need to take care of the map scale. The application will do this itself;</div>
<div>- Calendar could open the agenda by the date you&nbsp;looked for;</div>
<div>- Pages, Numbers, Keynote allow editing from the same place on the document;</div>
<div>- Mail allows to continue writing your emails;</div>
<div>- Messages do the trick for lazy typing. It opens the draft message on another device;</div>
<div>- Reminders open&nbsp;the same list and Contacts application displays the same contact.</div>
<div>&nbsp;</div>
There are a few technical requirements to use Handoff on your devices. Your computer must be running by OS X Yosemite, iPad, iPhone or iPod Touch should use iOS 8. Your devices should be listed in the same iCloud account and support Bluetooth 4.0 LE.
iOS developers might be interested to use Handoff features on their own applications. Handoff is based on the concept of User Activity. User Activity is independent piece of information and it can be freely transferred. Apple&rsquo;s NSUserActivity class is the implementation of this concept, it represents the state of the application.
There are a few main components of NSUserActivity:
- ActivityType is an unique string identifier represented by Reverse DNS notation. For Example, <code>&laquo;com.agilie.exampleapp.addFriends&raquo;</code> All activity types should be included in Info.plist configuration file.
- UserInfo is the dictionary to store application data. By this information the application will restore the state on another device. For example, we might store information about user friends. <code>@ {" exampleapp.participants.key": @ [ &laquo;John Smith&rdquo;, &laquo;Bill Jones", &laquo;Andy Robson"]}</code> UserInfo allows us to store native data types like NSArray, NSData, NSDate, NSDictionary, NSNull, NSNumber, NSSet, NSString, NSUUID, and NSURL.
Mobile application developers could implement a few methods to start use these components. Current UIViewController should start the activity by invocation of <code>becomeCurrent()</code> method. To get periodically updates this UIViewController should overwrite the method <code>updateUserActivityState (activity :)</code>
The target device needs to handle the start by AppDelegate&rsquo;s methods <code>application: willContinueUserActivityWithType:</code> and <code>application: continueUserActivity: restorationHandler:</code> The first method tells the application about user activity by some type and starts to load the data. The second method is called when the data from UserInfo is loaded and we can restore the state of the application.
As you can see Handoff implementation is quite simple and transparent. Our future experience in&nbsp;mobile apps developing will show if Handoff provides to the users the benefits or will remain as another cool but unpopular innovation from Apple.

During the last Apple presentation there were a lot of talks about a&nbsp;new Handoff feature. Its main purpose is to share information between different Apple devices using the same Apple ID. For example, starting to work on the iPad&nbsp;user might switch it to the Mac and continue doing the same task&nbsp;on another device.

Technical introduction to Apple’s HandOff by Agilie

Technical Introduction to Apple’s HandOff

Traveling&hellip; there is a lot hidden in this word. After all, everyone likes to travel, and in order to make a trip the most pleasant event, one needs to plan it thoroughly, without missing important points.&nbsp;
Some people prefer to delegate the preparation process to the travel agents; nevertheless, many smartphone and tablet users are happy to organize every step of it on their own, since convenient mobile apps for travelers can simplify and improve any journey and complete it with better impressions.
Moreover, there&rsquo;re also mobile applications for travel agencies: programs able to become loyal assistants to tour operators. However, let's discuss the issue in order!
<h2 dir="ltr" style="text-align: justify;">Travel-management software solutions</h2>
Tour apps are useful not only to independent travelers: booking with a travel agency can also be made easier with mobile services with their real-time trip information and a lot of other cool features. And it means the tourism business will benefit by deciding to create its own application.
<h3 dir="ltr" style="text-align: justify;">Benefits of mobile solutions for travel businesses:</h3>
<ul style="list-style-type: disc;">
<li dir="ltr">
simplification of work. Mobile applications for tour operators simplify the work of your employees. So, they&rsquo;ll fulfill their duties faster and more efficiently.
</li>
<li dir="ltr">
less staff. Among others, you'll be able to manage with fewer staff, which implies cost savings.
</li>
<li dir="ltr">
effective promotion platform. The app for tour operators helps you promote your agency: say, with the help of notifications and other useful features.
</li>
<li dir="ltr">
loyalty programs. Permanent access to personal user data and advanced analytical tools allow composing individual offers and sending them to your customers.
</li>
<li dir="ltr">
an additional source of monetization. Why not? One more resource of earnings never hurts!
</li>
<li dir="ltr">
modern trend. Technologies are developing, and your business is developing with them. Your company has become modern. That&rsquo;s good too!
</li>
</ul>
<h2 dir="ltr" style="text-align: justify;">What matters to travel customers</h2>
The best travel apps for iOS and Android are in the top of popularity because they pay attention to the following factors (and you should be in their track, we mean - do the same!):
<ol style="list-style-type: decimal;">
<li dir="ltr">
Intuitive UI/UX. The thoughtful app design is the first step on the path to its success with users. You must ensure maximum intuitiveness of the interface of your program, make it user-friendly.
</li>
<li dir="ltr">
advanced functionality. You should offer the user the maximum of possibilities to simplify his trip: assistance in packing, a GPS guide, booking features, etc.
</li>
<li dir="ltr">
high speed of application. Of course, mobile solutions for travel businesses should work quickly and efficiently. It depends a lot on the developers, therefore, be sure you've hired a team of real professionals.&nbsp;
</li>
</ol>
<a class="ckeditor-wrapblock" href="https://agilie.com/blog/how-to-build-a-travel-app-for-frequent-travelers" target="_blank" rel="noopener">&nbsp;Do you want to learn more about creating successful travel apps? Read our article! </a>
<h2 dir="ltr" style="text-align: justify;">Types of tourism applications</h2>
Let&rsquo;s list the main types of travel apps.
<h3 dir="ltr" style="text-align: justify;">#1. Mobile applications to choose and buy airline tickets</h3>
Using such apps allows a user to select or create an ideal route, buy or book airplane tickets, choose the best seat aboard, and monitor the plane&rsquo;s location from the mobile device.
Among the best flight-tracking apps, there are <a href="https://play.google.com/store/apps/details?id=com.hopper.mountainview.play&amp;hl=en" target="_blank" rel="nofollow noopener">Hopper</a> and <a href="https://play.google.com/store/apps/details?id=net.skyscanner.android.main&amp;hl=en" target="_blank" rel="nofollow noopener">Skyscanner.</a>
<h3 dir="ltr" style="text-align: justify;">#2. Accommodations booking</h3>
Of course, the primary task of these apps is to improve the process of booking a hotel, finding a hostel or a room to sleep, etc.
However, mobile application development would be useful not only in trying to find a hotel in any city; it&rsquo;ll also simplify comparing prices from the leading booking systems, which, in turn, will help the user to make the most beneficial choice.
Market leaders include <a href="https://play.google.com/store/apps/details?id=com.airbnb.android&amp;hl=en" target="_blank" rel="nofollow noopener">Airbnb</a> and <a href="https://play.google.com/store/apps/details?id=com.booking&amp;hl=en" target="_blank" rel="nofollow noopener">Booking.com</a>.
&nbsp;Do you want to order hotel app development? That way! 
<h3 dir="ltr" style="text-align: justify;">#3. Guides and maps</h3>
Mobile apps for tourists contain information about sightseeing, shops, cafes, restaurants, bars, and many other interesting places in the city that you decide to visit.
In addition, such a real-time GPS travel locator helps users navigate the area without any problems, which is especially important when you are in an unfamiliar country.
The most popular apps with real-time routes are, of course, <a href="https://play.google.com/store/apps/details?id=com.google.android.apps.maps&amp;hl=en" target="_blank" rel="nofollow noopener">Google Maps</a> and <a href="https://play.google.com/store/apps/details?id=com.citymapper.app.release&amp;hl=en" target="_blank" rel="nofollow noopener">Citymapper</a>.
<h3 dir="ltr" style="text-align: justify;">#4. Travel Planning Apps</h3>
These apps can also be great helpers when preparing to go off on a journey. They are helping:
<ul style="list-style-type: disc;">
<li dir="ltr">
make a list of things you should take with you on the road;
</li>
<li dir="ltr">
think of places to visit at your destination beforehand;
</li>
<li dir="ltr">
take care of all possible routes in advance;
</li>
<li dir="ltr">
and so on. There&rsquo;re a great many helpful tips you can get.
</li>
</ul>
Best examples of this kind of travel applications: <a href="https://play.google.com/store/apps/details?id=com.tripit&amp;hl=en" target="_blank" rel="nofollow noopener">Triplt</a>, <a href="https://play.google.com/store/apps/details?id=com.YRH.PackPoint&amp;hl=en" target="_blank" rel="nofollow noopener">Packpoint</a>.
<h3 dir="ltr" style="text-align: justify;">#5. Entertainment Planning Apps</h3>
Even if your trip is business in nature, you're likely to want to make time to see the most important sights. And applications with real-time trip information are the best way to find out what exactly is worth visiting in a particular country.
Among travel apps of the sort are <a href="https://play.google.com/store/apps/details?id=com.yelp.android&amp;hl=en" target="_blank" rel="nofollow noopener">Yelp</a> and <a href="https://play.google.com/store/apps/details?id=com.tripadvisor.tripadvisor&amp;hl=en" target="_blank" rel="nofollow noopener">TripAdvisor</a>.
<h2 dir="ltr" style="text-align: justify;">Services, hidden inside travel technology</h2>
Most travel applications offer quite ordinary functionality, but sometimes the owners of these programs come up with the idea of truly unique features that make the app special and remarkable.
So, let's look at the mobile application development and see in what way it can be useful to a traveler (besides the obvious benefits):
<ol style="list-style-type: decimal;">
<li dir="ltr">
Visa processing: mobile applications, created in order to prepare documents for visa processing, contain all the necessary information about consulates, visa application centers, and everything you need to know before submitting the documents. Such applications provide users with a list of countries and documentation packages aimed at any type of visa.
</li>
<li dir="ltr">
Communication apps: apps focused on communicating with people would be useful not only in your everyday life, but they&rsquo;re also able to become important during the trip, as they&rsquo;ll help you to translate any phrase to the local language from your native tongue.
</li>
<li dir="ltr">
Mobile apps that will introduce the local cuisine of your destination: these products will become essential when picking a restaurant with national or regional food, special design, and atmosphere. Besides that, there are feedbacks, comments, and photos from other users in such apps.
</li>
<li dir="ltr">
Mobile banking: mobile banking applications will assist you with a set of financial questions and point you towards the nearest ATM or local branch of a twinning bank.
</li>
<li dir="ltr">
Other interesting features; good examples: smoke detector, door lock, online travel dashboard, urgent phone numbers. It all depends on your imagination and the skills of the developers you found.
</li>
</ol>
<h2 dir="ltr" style="text-align: justify;">How we create mobile apps for travel businesses</h2>
Now it&rsquo;s time to briefly describe how we create travel apps able to attract and retain as many users as possible in order to monetize the audience and strengthen business positions.
<ol style="list-style-type: decimal;">
<li dir="ltr">
business expertise, including market research and competitor analysis, as well as strategy development;
</li>
<li dir="ltr">
creating a portrait of the target audience. We identify the needs of your average user to find out what exactly he's interested in. What features should your app offer? Making real-time routes? Booking? What else?
</li>
<li dir="ltr">
positioning and naming. Based on the results of the previous stages, we formulate the key idea of your service (positioning) and, of course, give it a name.
</li>
<li dir="ltr">
app design and operation logic. Our experts are working on how the app is going to look, and how it&rsquo;ll work, on what principle.
</li>
<li dir="ltr">
writing code. This means the process of developing iOS and/or Android applications.
</li>
<li dir="ltr">
testing, the purpose of which is to ensure the application is working as it should.
</li>
<li dir="ltr">
product publication and support, the last equally important stage of development.
</li>
</ol>
<h2 dir="ltr" style="text-align: justify;">Conclusion</h2>
If you&rsquo;re a tourist, we hope now you feel more confident and relaxed while traveling, having your mobile device within reach and equipped with up-to-date development products!
And if you're the owner of a travel company, then we're sure we made you think of increasing your business efficiency with a top-quality app for tour operators. And we're happy to help!&nbsp;
<a href="https://agilie.com/contacts" target="_blank" rel="nofollow noopener">Contact</a> if you&rsquo;re ready to cooperate.
Faithfully, Agilie team.

Traveling&hellip; there is a lot in this word. Everyone likes to travel, and in order to make a trip the most pleasant event, one needs to plan it thoroughly and not to miss important points.&nbsp;

More and more people prefer to use their smartphones and tablets to organize a trip since convenient mobile apps for travelers can simplify and improve this process 

Mobile Apps for Travel Agencies and Private Travelers

Mobile banking is a system that allows customers of a particular bank to conduct a number of financial transactions via a mobile device or tablet. Such terms as m-banking, m-payments, m-finance mean a set of applications that allows people to use their mobile phones for&nbsp;managing&nbsp;their bank accounts.
Nowadays&nbsp;the banking sector is one of the most dynamically developing in the sphere of new technologies. We can&rsquo;t imagine communication with a bank without various mobile apps or SMS commands. For developed countries such apps are signs of prestige, for developing world they are tools of accessibility and affordability.
There is no universal form of m-banking: every institution develops a special product and offers a&nbsp;variety of financial functions. As a rule quality mobile apps for banks contain the following features:
- Payments in a few clicks;
- Remittances;
- Currency exchange;
- Blocking a&nbsp;credit card;
- Viewing of bank news and offers;
- Paying for utility services;
- Maps with the closest&nbsp;ATMs and offices;
- Access to support service.
Mobile banking systems allow customers to make transactions through mobile devices with access to the Internet. In the linked article we expand on mobile banking by analyzing&nbsp;<a href="https://agilie.com/blog/how-to-create-a-mobile-banking-app" target="_blank" rel="noopener">how to create a mobile banking app</a>. Using remote banking services you can carry out transactions on your accounts without visiting bank branches! It&rsquo;s highly profitable&nbsp;not only for customers, but for business owners too. Such way of interaction with clients allows bankers to reduce costs for rent, employees&rsquo; salary and so on.
&nbsp;
<div id="form-description" class="form-description" data-title="Key Takeaways" data-text="More and more banks are realizing the benefits of creating customized mobile banking applications for their customers. By providing these applications for free, banks are able to develop close relationships with them, personalize their approach to customers, improve their services, better plan marketing campaigns, and much more.

With the help of mobile banking applications, banks attract new customers and retain existing ones. However, to do this effectively, banks need to constantly look for FinTech development companies that can update their digital solutions with the latest banking and finance features. Thus, banks ensure stable and sustainable growth of their business and satisfy the needs of even the most demanding customers.">
<div class="form-description-title">Key Takeaways</div>
More and more banks are realizing the benefits of creating customized mobile banking applications for their customers. By providing these applications for free, banks are able to develop close relationships with them, personalize their approach to customers, improve their services, better plan marketing campaigns, and much more. With the help of mobile banking applications, banks attract new customers and retain existing ones. However, to do this effectively, banks need to constantly look for FinTech development companies that can update their digital solutions with the latest banking and finance features. Thus, banks ensure stable and sustainable growth of their business and satisfy the needs of even the most demanding customers.</div>
<h2> &nbsp;Trends in Mobile Banking Solutions</h2>
The demand for payment services will increase, which includes BNPL services when the purchase price is divided into equal parts and paid within one to two months, peer-to-peer payments.
<h3>Audience segmentation</h3>
Segmentation is a global fintech trend that will intensify this year. The business strives to offer a narrow audience a solution created specifically for their needs. For example, family budget management services and children's banking.
<h3>Artificial intelligence</h3>
AI is far from a new technology in banking. It is actively used by banks to optimize business processes and improve the quality of service. For example, customer scoring, financial monitoring, and voice assistants.
But it is assumed that the heyday of technology is yet to come. From scoring, we have already moved on to personalizing services and evaluating emotions.&nbsp;
ML technologies recognize behavioral patterns in the transactions and clients' interests in the bank's services in a mobile app almost in real-time.
<h3>Сybersecurity&nbsp;</h3>
In 2022, the number of cyber attacks on the financial sector has increased. This year, banks will continue to improve the quality of anti-fraud procedures and establish anomalies in customer behavior using AI and related technologies - machine learning, big data collection and processing, and open APIs.
<h3>Low-Code</h3>
The trend towards Low-Code is becoming more and more noticeable - an approach that makes it possible to release full-featured solutions quickly and with a minimum amount of written code.&nbsp;
In fact, the <a href="https://agilie.com/blog/how-to-create-a-mobile-banking-app" target="_blank" rel="noopener">mobile banking development</a> process becomes similar to building from a kit, in which all the parts fit together. Gartner predicts that by 2024, more than 65% of applications will be built this way.
&nbsp;
<h2>M-banking trends 2023</h2>
Today, a mobile application is the main means of attracting and retaining users. More than half of customers prefer to use the bank's services through the application. Therefore, the main task of the company is to increase functionality using innovative banking technologies.
<h3>Personalization</h3>
Gartner analysts expect digital office personalization to grow in 2023. Banks will continue to expand their analytics capabilities to get to know the user better.&nbsp;
Collecting customer data to create customized offers and improve user experience, transferring interactions with the bank and the functions of a physical office online, and the formation of an ecosystem approach is among the main trends in the segment.
<h3>Chatbots</h3>
According to the Chatbot Rank 2022 study, the number of requests successfully processed by chatbots has increased by an average of 9-15% per year for each block of user scripts.&nbsp;
Chatbots still have a reputation as a tool for solving simple problems, and when it comes to a complex issue, the user does not even try to entrust it to a texting robot and immediately asks to switch to a human operator - despite the fact that the bot can quite cope.
In 2023, banks will further develop chatbots that mimic a conversation with a real person and aim at an instant response to a request.
<h3>Stories</h3>
Banks within their applications form content platforms with informational messages, individual offers, and useful services. The trend will continue to grow in 2023.
Banks promote their products through stories, talk about useful features, and introduce new features. And some successfully integrate not only financial but also non-banking services - air tickets, insurance, tickets for events, sale of goods.
<h3>Digital Accessibility</h3>
Access to financial services is an important part of adult life. Everyone can face limitations - injury, driving, and a small child in their arms.&nbsp;
By creating accessible mobile applications, banks cover the needs of half of the country's population. This is not only a social responsibility for the bank, but also a competitive advantage.
<h3>Open Banking API</h3>
<ul>
<li>In the last two years, one of the fintech innovations has been the Open Banking technology. It opens up many opportunities for banks:</li>
<li>Improves customer engagement and retention rates. It gives you the opportunity to collect and analyze more information about customers and offer them personalized services.</li>
<li>Deeper scoring allows banks to issue more loans at favorable rates, which can attract an additional audience.</li>
</ul>
&nbsp;
For users of banking services, Open Banking means, first of all, improving the quality of services. For example, speeding up processes and friendlier interfaces, expanding the product line and conveniently finding great deals.
&nbsp;
<h2>Best Mobile Banking Software</h2>
Do you want to bring your bank online? There is a proven software solution. It will provide you with all the classic banking functionality online. We collect the best mobile banking software that will suit your needs.
<h3>Sopra Banking Platform</h3>
A cloud banking and component-based platform include a broad range of capabilities. No matter whether local or global, large or small, you can choose the components from a broad catalog. You can deploy ready-to-use solutions for sellers.&nbsp;
<h3>FinCell</h3>
With FinCell developed by Baltic Amadeus, it's possible for financial institutions to make the transition into the mobile world in just weeks.&nbsp;
FinCell values collaboration, and works side by side with conventional banks that specialize in everyday banking activities along with functional separation where a particular segment is served by its respective bank.&nbsp;
Their mission is to deliver a streamlined user experience that incorporates comprehensive pre-designed features empowering customers to effectively manage their financial resources, including balance checkups along with payment processing for multiple services such as card management or loan application.
<h3>TimveroOS</h3>
TimveroOS is a modern lending operating system that addresses the contemporary needs of banks by effortlessly consolidating and customizing their end-to-end credit business workflows, and the measurable improvements we've made are due in part to utilizing the xAI analytics and financial engineering module.&nbsp;
Using this platform enables banks to quicken their decision-making process twelvefold and see a ten percent rise in their average loan profits.
<h3>NOMADIX</h3>
With NOMADIX you can enhance the in-branch experience by removing transaction barriers and creating retail-friendly client interactions. Qualified staff can do the bigger part of branch transactions utilizing a simple teller interface on a device that is integrated with the banking core.
<h3>KYC Portal</h3>
Complete automation of KYC &amp; due diligence processes in the back-office is what this system strives for, and it saves time due to its feature that allows clients to directly submit all required documents for onboarding.&nbsp;
The automation of risk calculation by KYCP with pre-defined dynamic parameters ensures instant handling of the application.
<h3>RTA</h3>
Cash handling security is improved through RTA system which stores all transaction requests in a queue and waits until the requesting associate enters their unique one-time PIN into a PIN pad before dispensing funds.
&nbsp;
<h2>5 Features that Users Need in Banking Solutions</h2>
Mobile banking applications can significantly improve the customer experience in a bank. However, in order to maintain their services at a high level, banks need to constantly update their applications with the latest innovations emerging in the mobile development industry.
&nbsp;
<h3>1. Advanced Security and Fraud Warnings</h3>
Advanced security never goes out of style, especially when it comes to mobile banking apps. A successful banking application requires strong security features that go beyond simply logging in with a PIN or password.&nbsp;
In addition to security, the subscription process should also be quick and easy. This is why many companies are building multi-factor authentication and biometrics into their applications.
Multi-factor authentication and biometrics are the most popular solutions for banking applications. However, they can also be hacked by hackers. To improve the security of your applications:
&nbsp;
<ul>
<li>implement encryption and hashing of PIN and password;</li>
<li>store PINs and passwords on the server instead of the source code;</li>
<li>use cryptographic key and certificate stores, such as Keychain for iOS and Keystore for Android;</li>
<li>use two-factor authentication via SMS for payments from outside the application;</li>
<li>limit the number of login attempts;</li>
<li>start a new session each time the user logs into the application.</li>
</ul>
<h3>2. Basic banking functions</h3>
The CORE Banking System is a unified and centralized back-end platform that enables banks to quickly perform key banking operations such as accessing bank accounts, processing transactions, updating user accounts and other financial records, managing customer relationship management (CRM), and more.&nbsp;
Many banks have adopted this system because it allows many banking transactions to be completed quickly and can process a large volume of transactions, ensuring the smooth functioning of banking products.&nbsp;
<h3>3. Payments with QR code</h3>
QR technology is rapidly spreading across industries, including banking and retail. Now customers can instantly purchase any product they like and do it contactless.&nbsp;
<h3>4. Mobile checking deposits</h3>
Traditional banking is gradually becoming a thing of the past.&nbsp;
The FinTech industry provides banks with portable scanners based on OCR (optical character recognition) technology for mobile checking deposits.&nbsp;
Using a mobile device camera and handheld scanner in a banking app, users can scan their checks and send documents with a digital image and recognized text to their financial institution.&nbsp;
The deposit data goes straight into the user's account, and he does not need to spend half a day visiting a bank branch to complete this simple task.
<h3>5. Peer-to-peer payments</h3>
Peer-to-peer (P2P) payment is a convenient way to transfer funds to someone else's account through a mobile application.&nbsp;
Using this technology, users do 't need to withdraw cash from an ATM to share it with their family members, they can simply split the bill at a restaurant or pay for any service.&nbsp;
There are many systems that offer P2P payments, such as PayPal, Venmo, Facebook Pay, and others that make it easier and faster to transfer money between accounts.
P2P payments with blockchain-based cryptocurrencies allow you to quickly transfer funds between bank accounts from different parts of the world at a much lower cost.&nbsp;
P2P payments using cryptocurrency is a recent innovation that is currently being tested by various finance-related businesses.
<h2>FAQs</h2>
<h3>1. What can mobile banking do?</h3>
You can get more out of day-to-day transactions by using mobile banking services anywhere that allow for fund transfers between accounts as well as bill payment options, to check text-based alerts on accounts, statement balance, cash flow, and much more.
<h3>2. What are the benefits of mobile banking solutions?</h3>
Gone are the days when you have to leave home in order to pay your bills due to the advent of mobile banking, which allows for simple tracking and viewing of all financial transactions in a centralized location. With electronic banking, you can avoid the hassle of physically updating your bank statements.
<h3>3. How much does it cost to build a mobile banking app?</h3>
An app with a basic list of features will cost $30,000- $70,000 with a time frame of 3 to 6 months. Medium-complex banking applications with extensive features will cost $70,000-$130,000 with a time frame of 6 to 9 months. This includes everything from adding features to making MVPs and prototypes, etc.So we&rsquo;re sure that mobile banking systems are one of the most promising directions of the mobile market.
&nbsp;

Mobile banking is a system that allows customers of a particular&nbsp;bank to conduct a number of financial transactions via a mobile device or tablet. Such terms as m-banking, m-payments, m-finance mean a set of applications that allows people to use their mobile phones for&nbsp;managing&nbsp;their bank accounts.

Mobile banking is a system that allows customers to conduct their money through mobile banking app.

Mobile Solutions for Banks

I think every reader has a mobile phone (90% of you &ndash; smartphones) on the table, in a bag, in your pocket, under your pillow. Such term of military and government officials as &quot;mobilization&quot; has become a favorite catchword of marketers and developers.

Photographing and posting pictures on the net, games, communication in social networks, online shopping &ndash; every user is able to access any information and services around the world any time. Using smartphones is an important part of life for modern and active people.

Do you still doubt that the future belongs to smartphones? Then the figures will be the best argument:

1. In 2013 mobile Internet traffic has exceeded traffic of home computers. Now mobile devices have become more important and more necessary than home computers.

2. 61% of the population tends to change their minds about the brand for the better if the brand offers the possibility of mobile access.

3. 60% of everyone who buys goods via mobile phone&nbsp;use smartphones while they are in regular stores and supermarkets.

4. 94% of smartphone owners are looking for the nearest cafes, gyms, cinemas, hotels with their mobile phone.

5. 25% of all emails in the world are browsed through mobile phones, and another 10% of users browse them using tablets.

6. Mobile search today processes a quarter of all search requests in the world.

7. 70% of people who are looking for information on a mobile device make a purchase in the nearest future.

8. Users of tablet devices spend on purchases 50% of money more than PC users.

As for the future of mobile technologies, most experts believe that in 2015 the size of the market of mobile software will increase to 89 billion downloads. It&rsquo;s expected that the share of payments via mobile phones will grow up to 50% of the total number by 2020. If your brand or a startup doesn&rsquo;t have a mobile app, it seems it&#39;s time to develop it!

Sincerely, Agilie team.

I think every reader has a mobile phone (90% of you &ndash; smartphones) on the table, in a bag, in your pocket, under your pillow. Such term of military and government officials as &quot;mobilization&quot; has become a favorite catchword of marketers and developers.

<div>Posting pictures on the net, games, communication in social networks, online shopping &ndash; every user is able to access any information and services around the world any time.</div>

Interesting facts about mobile technologies and mobile internet

Interesting Facts About Mobile Technologies

According to the last survey smartphone users prefer to use mobile apps instead of website&nbsp;mobile versions. Among 3.5 thousand of respondents from different corners of the world who participated in the survey 85% say that they consider&nbsp;mobile apps to be much more convenient and quicker than mobile versions of sites.

Mobile apps&nbsp;simplify our lives &ndash; we can make purchases, order food from a restaurant, read news, check weather. They are used as business diary, organizer, help us to carry on personal diary,&nbsp;take care of our health, read books, etc. Today&nbsp;mobile applications&nbsp;help people to make bank transactions, pay for goods, bills, book seats and tickets. Thus, users prefer to use&nbsp;mobile applications for iOS and Android&nbsp;to communicate with the companies.

Of course, mobile websites have certain advantages. First of all, the development of mobile site&nbsp;is cheaper. Moreover, in some cases it&rsquo;s easier to maintain them, they don&rsquo;t need installation and it&rsquo;s easier to promote them on the Internet. However, mobile apps are more preferable than mobile sites to increase customers&rsquo; loyalty, as they are easier to use: no need to enter the site address every time, and the application runs faster than the site. Also you have an opportunity to use the functionality of device (camera, GPS).

Some experts believe that an application is more convenient only if the client uses it constantly. A mobile app for iOS and Android is more convenient when it is already installed. Mobile site is run by those users who need an urgent access to information. At the same time mobile apps should be applied for the fullest functionality.

So mobile applications have some significant advantages. The main are the adaptation for mobile devices, more extensive functionality and high level of usability.

To be the leader of the market you should focus on the target audience and consumer. In such case, your own mobile app for clients&rsquo; service will give you an essential advantage among your rivals. Appeal to the professionals and you will receive really quality and useful product!

Sincerely, Agilie team.

&nbsp;

Mobile apps simplify our lives &ndash; we can make purchases, order food from a restaurant, read news, check weather. They are used as business diary, organizer, help us to carry on personal diary,&nbsp;take care of our health, read books, etc.&nbsp;They are used as business diary, organizer, help us to carry on personal diary, etc.&nbsp;Thus, users prefer to use mobile applications for iOS and Android to communicate with the companies.

Mobile applications help people to make bank transactions, pay for goods, bills, book seats and tickets. Thus, users prefer to use mobile applications for iOS and Android to communicate with the companies.

Mobile Apps Become More Popular

<img alt="Insurance Apps and Website Design" height="340" src="https://d12zh9bqbty5wp.cloudfront.net/ckeditor_assets/pictures/4194/content_content_insurance_pic1.jpg" width="340" />Mobile technologies greatly influence our life. Mobile app is a good tool to manage health with tasks, reminders, alerts etc. Moreover, mobile apps not only take care of your health, but help you in troublesome situations. A lot of insurance companies develop special insurance apps which make cooperation with customers more convenient and innovative. Modern and intuitive application allows users to use the services of insurance online, as well as to receive information about the company&#39;s services, promotions and locations.

For insurance companies development of mobile apps &amp; insurance website design is a good opportunity to increase the loyalty of existing customers and to attract new clients. In this article we want to emphasize the main facilities of mobile insurance apps.

<ul>
	<li>
	Payments
	</li>
</ul>

An access to policies for users and ability to make payments online.

<ul>
	<li>
	Various insurance policies
	</li>
</ul>

Browsing various insurance policies after answering a series of questions to find out user&rsquo;s preferences.

<ul>
	<li>
	Proof of insurance
	</li>
</ul>

Proof of insurance right from user&rsquo;s smartphone to simplify customer interaction.

<ul>
	<li>
	Reminders
	</li>
</ul>

Sending reminders about policy renewals and provision of clear guidance for customers.

<ul>
	<li>
	Claims
	</li>
</ul>

Report of claims through the app.

<ul>
	<li>
	Accident Help
	</li>
</ul>

Connection with emergency services from the place of an accident.

<ul>
	<li>
	Contacts
	</li>
</ul>

Searching for the nearest office or service center.

The potential of IT insurance and mobile application market is really huge. In some years each company will be obliged to have a quality mobile application not to become the market outsiders. Today requirements for mobile apps for IOS and Android become more and more high. In other words, the application should be not only comfortable and functional, but also bring esthetic pleasure to user. Icons of mobile apps that the user sees on the screen of the device are the face of your company.

By implementing mobile technologies for your mobile insurance company you will achieve two goals at once. Firstly, you receive effective tool that in many cases will replace customer&rsquo;s personal visit to the office, thus will save his time and effort. Secondly, you get one more interactive remote channel available for customers anytime and anywhere.

Remember, when you sell insurance service you make a promise to your customers to deliver the best level of service to ensure protection of their lives and important things!

We wish you successful projects!

Sincerely, Agilie team.

Mobile technologies greatly influence our life. Mobile app is a good tool to manage health with tasks, reminders, alerts etc. Moreover, mobile apps not only take care of your health, but help you in troublesome situations. A lot of insurance companies develop special&nbsp;insurance apps&nbsp;which make cooperation with customers more convenient and innovative. Modern and intuitive application allows users to use the services of insurance online, as well as to receive information about the company&#39;s services, promotions and locations.

For insurance companies insurance apps and insurance website design is a good opportunity to increase the loyalty of existing customers and to attract new clients.

Insurance Apps and Website Design

For thousands of people outing to the cinema is definitely the best way to spend leisure-time, meet with friends or have fun with family. Today there is a wide range of cinemas, movies and film shows for any taste and budget. To enjoy your outing you have to find the film you want, then find the cinema that's showing it, check the times, buy the tickets. Agree, it takes a lot of time and efforts. And here comes cinema mobile app!
Cinema mobile applications allow the user to choose a movie and a cinema quickly and easily. With such cinema apps, users have an opportunity to choose movie, time, to book seats and buy a ticket anywhere and anytime.
In this article we want to pay attention to the main facilities of such applications:
Choosing a movie
<ul>
<li>The search should be clear and easy. The best decision is film filters. With them, users have an opportunity to choose movies by genres or 2D- 3D versions. Also, the cinema app should provide users with full information and distinct description of a movie, announcements of new movies.</li>
</ul>
Booking and buying tickets
<ul>
<li>You should provide users with the display of vacant seats for the exact show and ability to book them. It&rsquo;s enough for the user only to click on the required seats and to pay for tickets. Done! A user has a ticket for the favorite film without any efforts.</li>
</ul>
Information about the cinema
<ul>
<li>Cinema mobile app is an effective marketing channel. The owner of the cinema can inform his customers about all the latest events and sales via the app.</li>
</ul>
The purpose of developing the app for cinema owners is to provide customers with a quick, easy modern cinema service. Make your cinema closer for customers!
Agilie team of professionals will realize your business ideas towards the development of cinema mobile app.
Sincerely, Agilie team.

For thousands of people outing to the cinema is definitely the best way to spend leisure time, meet with friends or have fun with family. Today there is a wide range of cinemas, movies and film shows for any taste and budget. To enjoy your outing you have to find the film you want, then find the cinema that's showing it, check the times, buy the tickets. Agree, it takes a lot of time and efforts. And here comes cinema mobile app!

Cinema mobile applications allow the user to choose a movie and a cinema quickly and easily. With such cinema apps users can choose movie, time, to book seats and buy tickets.

Cinema Mobile Apps

These days geolocation services are used by many mobile apps, websites, mobile operators etc. This kind of mobile tracking software&nbsp;could solve a few issues:&nbsp;find the nearest shop or gym,&nbsp;advice unusual restaurant next to your office,&nbsp;inform about sales in your favorite boutique or avoid&nbsp;getting lost in a big shopping mall.

There are some main flows of using the Location Services in mobile tracking software market today:

<img alt="Geolocation Services in Mobile Tracking Software" height="340" src="https://d12zh9bqbty5wp.cloudfront.net/ckeditor_assets/pictures/4213/content_content_loc_serv_map.jpg" width="340" />

Information Location Services

This is the most popular and simplest case using today mostly by&nbsp;all websites and mobile iOS and Android applications. Due to this service app&nbsp;user gets information about surrounding objects in concrete place or area. A great example of this Location Service&nbsp;is an official GoogleMaps.

Social Location Services

This mobile tracking&nbsp;service allows user to follow his friends&rsquo; locations. The most popular social Location Service is FourSquare. FourSquare users stay on touch by the&nbsp;latest news about their&nbsp;friends and visited places.

Communication Location Services

Location Services in social networks allow users to point locations together with&nbsp;photos, notes and other personal content. So user&nbsp;doesn&#39;t need&nbsp;to explain his friends where has&nbsp;this guy been on the vacations or honeymoon; they will see the location point under the photo or video. Сommunication Location Services are applied to such social networks as Facebook, Twitter, Instagram.

Location Services make&nbsp;our life easier and brighter. It&nbsp;helps users to orient in this modern, active and busy world around us. And the main advantages of Location Services for IOS or Android&nbsp;mobile apps&nbsp;owners are:

<ul>
	<li>
	Establishing of close relationships with customers by providing them personalized and useful content.
	</li>
	<li>
	Additional advertising channel.
	</li>
	<li>
	Development of new sources of income by targeted advertisements on users&rsquo; mobile devices&nbsp;translation.
	</li>
</ul>

So <a href="/blog/geolocation-services-in-mobile-tracking-software">mobile tracking software</a>&nbsp;with Location Services would be very useful for both service&nbsp;users and&nbsp;owners of restaurants, shopping malls, museums, real estate agencies, taxi and so on.

We wish you successful projects!&nbsp;

Sincerely,&nbsp;

Agilie team.

These days&nbsp;geolocation&nbsp;services are used by many mobile apps, websites, mobile operators etc. This kind of&nbsp;mobile tracking software&nbsp;could solve a few issues:&nbsp;find the nearest shop or gym,&nbsp;advice unusual restaurant next to your office,&nbsp;inform about sales in your favorite boutique or avoid&nbsp;getting lost in a big shopping mall.

Geolocation services is a kind of mobile tracking software Agilie develops in house. Check the article to find details.

Geolocation Services in Mobile Tracking Software

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Alexander Volk - Head of Design Department at Agilie

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