<p>Learn about the insights of how to choose the right Fintech app development company. Dive into aspects like robust security protocols, company's years of experience, and expertise to get a comprehensive understanding of what are high-quality Fintech application development companies.</p>

Learn about the insights of how to choose the right Fintech app development company. Dive into aspects like robust security protocols, company's years of experience, and expertise to get a comprehensive understanding of what are high-quality Fintech application development companies.

How to Choose fintech App Development Company

<p dir="ltr" style="text-align: justify;">In the modern business context, technology has been placed on the task of being a driver of development. Many professionals have been hearing of what is referred to as Fintech, which basically means the combining of the financial sector with technology. The global fintech market has shot up to the trend, with market standings at nearly&nbsp;<a href="https://www.fortunebusinessinsights.com/fintech-market-108641" target="_blank" rel="noopener">$340.10 billion</a>&nbsp;and it is still on an ascending trend even more.</p>
<div id="form-description" class="form-description" style="text-align: justify;" data-title="Key Takeaways" data-text="Choosing the right software development partner is not just a decision-making best practice; it is crucial to the success of the project. The best partner for fintech software development will simplify even the most hard-core of financial issues into engaging tools for customers and sustainable business.">
<div class="form-description-title">Key Takeaways</div>
Choosing the right software development partner is not just a decision-making best practice; it is crucial to the success of the project. The best partner for fintech software development will simplify even the most hard-core of financial issues into engaging tools for customers and sustainable business.</div>
<p dir="ltr" style="text-align: justify;">Thus, let&rsquo;s outline the best performers of the fintech software development field of 2024 to find the most suitable ally for your specific objectives and guarantee that your fintech project has the most favorable environment in today&rsquo;s bitter contest.</p>
<p dir="ltr" style="text-align: justify;">Technology is moving to the right in the finance spectrum as new-generation solutions offer such advantages such as improved effectiveness, enhanced safety, and enhanced customer satisfaction.</p>
<p dir="ltr" style="text-align: justify;">In today&rsquo;s world, the financial sector in particular, being a highly competitive field, is filled with the use of technology-oriented concepts for better performance, improved security, as well as for providing improved customer experience to the customers, which can help to <a title="build a fintech app" href="https://agilie.com/blog/how-to-build-a-fintech-app" target="_blank" rel="noopener">build a fintech app</a>.&nbsp;</p>
<h3 dir="ltr" style="text-align: justify;">Navigating the Digital Shift</h3>
<p dir="ltr" style="text-align: justify;">The present day process of transformation of the financial industry means the requirement of the construction of the processes on an effective technological platform and suitable software. Currently, the traditional financial needs to transform and embrace fintech, as it has become apparent that new clients have higher expectations from financial services compared to startups that are raring in the fintech space.</p>
<h3 dir="ltr" style="text-align: justify;">Enhancing Customer Experience</h3>
<p dir="ltr" style="text-align: justify;">Customers&rsquo; requirements present valued efficient, secure, and fast transactions which could be done through electronics devices. Fintech products and services provide a mean for these demands by incorporating modern technologies such as; Artificial intelligence (AI), Real-time payment platforms, and Blockchain when it comes to security in transactions.</p>
<h3 dir="ltr" style="text-align: justify;">Driving Operational Efficiency</h3>
<p dir="ltr" style="text-align: justify;">It also brings efficiency to corporate finances by applying Fintech software. Outsourcing routine operations instead of hiring employees, outsourcing work that involves analyzing volumes of information with the use of proper software, and automating every business process that was previously time-consuming and unproductive minimizes the time needed to accomplish tasks efficiently.</p>
<h3 dir="ltr" style="text-align: justify;">Ensuring Compliance and Security</h3>
<p dir="ltr" style="text-align: justify;">As the world continues to shift towards digital transactions and most firms dealing in online businesses, the need for security and compliance with the established regulatory laws cannot be overemphasized. Overarching professional software developers facilitate the implementation of a financial technology solution that meets all the international standards in the protection of consumers&rsquo; data and funds.</p>
<h2 dir="ltr" style="text-align: justify;">Top Fintech Software Development Companies</h2>
<h3 dir="ltr" style="text-align: justify;">#1. Agilie</h3>
<p dir="ltr" style="text-align: justify;">Agilie is now one of the leaders in full-cycle software development, with more than 200 successful projects in the portfolio and over 14 years of experience in the next domains:&nbsp;</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><a href="https://agilie.com/expertise/fintech" target="_blank" rel="noopener">Fintech</a></p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><a href="https://agilie.com/expertise/fintech/mobile-banking" target="_blank" rel="noopener">Mobile Banking</a></p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><a href="https://agilie.com/expertise/fintech/payment-solutions" target="_blank" rel="noopener">Payment Solutions</a></p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><a href="https://agilie.com/expertise/fintech/blockchain-software" target="_blank" rel="noopener">Blockchain Software</a></p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">At Agilie every project is supported by the extensive R&amp;D, security management, strict quality control, and advanced design concepts. The company provides a safety-oriented approach that involves the utilization of the&nbsp;Software Security Framework&nbsp;throughout the development phase to guarantee that every client meets the requirements and offers complete protection.</p>
<p dir="ltr" style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1720025525626.png" /></p>
<h3 dir="ltr" style="text-align: justify;">#2. The Software House</h3>
<p dir="ltr" style="text-align: justify;">Thus, more focused on its specialization, The Software House targets areas like web development, cloud engineering, as well as digital product design. It implements the following tech stack: Node. js, React, and AWS.</p>
<h3 dir="ltr" style="text-align: justify;">#3. NS Code</h3>
<p dir="ltr" style="text-align: justify;">Defining NS Code as a software development company that specializes in developing and implementing specific software solutions primarily by utilizing Node. JS, Reac,t as well as React Native technologies. They also offer others services like mobile and web applications, cloud services, product design, business and API backend, and staff solutions.</p>
<h3 dir="ltr" style="text-align: justify;">#4. Advapay</h3>
<p dir="ltr" style="text-align: justify;">Advapay's general progress in technology, specifically consulting for banking and the fintech industry, is impressive. They offer a banking solution for digital banking and knowledge of how to communicate with the financial market (consulting, licensing, and technical environment in which to set up) to enable companies to launch and manage fintech businesses.</p>
<h3 dir="ltr" style="text-align: justify;">#5. NEATsoft</h3>
<p dir="ltr" style="text-align: justify;">NEAT Soft Solutions is a custom software development company that deals in industries such as financial, commercial, healthcare, manufacturing companies, and others. Jermaine offers web &amp; mobile app development, WordPress website development, Website UI/UX design, IT consulting, and SEO marketing services.</p>
<h3 dir="ltr" style="text-align: justify;">#6. Innowise</h3>
<p dir="ltr" style="text-align: justify;">Innowise Group is an international software development company that operates primarily in Europe, with specifically Poland and Germany as its key markets for operation; advanced technologies include blockchain, AR and VR, and cloud computing across various fields industries.</p>
<h3 dir="ltr" style="text-align: justify;">#7. IceFyre Solutions</h3>
<p dir="ltr" style="text-align: justify;">Briefly, IceFyre Solutions is a consultancy that focuses on the digital world. Product development, application design, Front-end/UX design services, technology consulting, and AI solutions are the services offered by this company. Their methodology includes:</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">A complete consultancy cycle.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">A general system for the education of staff with applicability for some form of client-oriented work.</p>
</li>
</ul>
<h3 dir="ltr" style="text-align: justify;">#8. Saritasa&nbsp;</h3>
<p dir="ltr" style="text-align: justify;">Saritasa is a functional software development company that is involved in the designing of software for various sectors of the market including Healthcare, Education, and Financial sectors, among others. They provide numerous services: tech strategy, design, development, software maintenance and support, cloud infrastructure, and scaling solutions.</p>
<h3 dir="ltr" style="text-align: justify;">#9. FutureCode&nbsp;</h3>
<p dir="ltr" style="text-align: justify;">FutureCode is an IT consulting firm introducing the next variety of technologies and services to business processes: IT Sales Consulting IT Recruitment Consulting, Outsourcing, Software development.</p>
<h3 dir="ltr" style="text-align: justify;">#10. Astrokyon</h3>
<p dir="ltr" style="text-align: justify;">Astrokyon is a technology company that focuses on IT services and solutions for software and hardware industries with expertise in business sectors and offers a broad range of services such as software creation, research, and advisement.</p>
<h3 dir="ltr" style="text-align: justify;">#11. Daffodil Software</h3>
<p dir="ltr" style="text-align: justify;">Custom software engineers from Daffodil Software provide services to healthcare, fintechs, transportation, travel, &amp; real estate, public sectors, and e-commerce businesses. It offers different services:&nbsp;</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Digital product engineering</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Technology consulting</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">AI solutions.</p>
</li>
</ul>
<h3 dir="ltr" style="text-align: justify;">#12. Techugo</h3>
<p dir="ltr" style="text-align: justify;">Techugo itself is a mobile applications development company that provides a wide range of services in different fields, which may include education, financial, health, food and beverage, travel and tourism, and social networking, among others. Android and iOS applications are considered to be in their core area of specialization and integrate concepts like blockchain, AI, VR/AR, and many others.</p>
<h3 dir="ltr" style="text-align: justify;">#13. Fluper</h3>
<p dir="ltr" style="text-align: justify;">Fluper is a Mobile App Development Company based in India that provides a full spectrum of Mobile App Development Services (iOS &amp; Android Development, Web Development and Cross Platform Solutions).</p>
<h3 dir="ltr" style="text-align: justify;">#14. OpenXcell</h3>
<p dir="ltr" style="text-align: justify;">OpenXcell services include enterprise software development, blockchain technology, AI and ML innovations, and UI/UX design in different industries: healthcare, finance and payments, transport and delivery, media and entertainment, sports betting and gaming, software and technology, entertainment, media, education, and so on.</p>
<h3 dir="ltr" style="text-align: justify;">#15. Brainvire</h3>
<p dir="ltr" style="text-align: justify;">Brainvire is an IT consulting and custom software development company providing services in numerous domains of specialization, including the retail and eCommerce sectors, education, healthcare, finance, etc.</p>
<h3 dir="ltr" style="text-align: justify;">#16. LTIMindtree</h3>
<p dir="ltr" style="text-align: justify;">LTIMindtree is a technology consulting and digital solutions company that provides the following services:</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">cloud consulting,</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">data and insights,</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">digital engineering,</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">enterprise application solutions.</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">They target a broad market segment and some of the niche markets that they cater for are the banking and finance, health care, retail, energy and utility, insurance, media and entertainment.</p>
<h3 dir="ltr" style="text-align: justify;">#17. Deviniti</h3>
<p dir="ltr" style="text-align: justify;">Deviniti is a Poland-based enterprise that offers end-to-end services for the digital transformation process with focus on software development, consulting involving Information Technology, and product management across various industries.</p>
<h3 dir="ltr" style="text-align: justify;">#18. TatvaSoft</h3>
<p dir="ltr" style="text-align: justify;">TatvaSoft is an it service company which mainly undertakes web and mobile application development with an emphasis on several sectors including finance, education, health, retail and the likes.</p>
<h3 dir="ltr" style="text-align: justify;">#19. OptiSol Solutions</h3>
<p dir="ltr" style="text-align: justify;">OptiSol is a technology company with operating in USA &amp; India with a focus on Artificial Intelligence &amp; Machine Learning, Quality Engineering, enterprise services, Cloud &amp; SaaS, and mobile application development for industries such as healthcare, e-commerce, education and finance, etc.</p>
<h3 dir="ltr" style="text-align: justify;">#20. Appinventiv</h3>
<p dir="ltr" style="text-align: justify;">Appinventiv is a technology partner that focuses on tech startups, government bodies, and large organizations to deliver mobile applications demanding AI, Augmented Reality, Virtual Reality, the Internet of Things, and cloud capability across various domains.</p>
<h2 dir="ltr" style="text-align: justify;">How to Choose the Right Fintech Software Development Company</h2>
<p><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1720025497529.png" /></p>
<p dir="ltr" style="text-align: justify;">Getting the correct financial technology trading software development company for the project is important for the ultimate outcome. Factors of consideration include the following:</p>
<ol style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Skill and Experience</strong>: Find a fintech development company that has a good history with working on fintech products. Experience in the selected finance niche (neobank, crypto wallet, or insurance). It may also be especially advantageous experience with Web 3 projects is an important factor for the growth of any fintech company in the future so pay attention to that.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Tech Stack</strong>: Make sure the company incorporates tech stack according to the needs of the current project.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Compliance and Security</strong>: Hire a team of developers who are well-versed in financial regulation and security protocols.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Client Testimonials &amp; Case Studies</strong>: Check testimonials and work portfolio. It helps to understand whether the shortlisted company fits your requirement and standards.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Scalability &amp; Support</strong>: Make sure that the company can scale its solutions as your business scales and that it provides on-going support &amp; maintenance as your business processes evolve.</p>
</li>
</ol>
<p><a class="incut--wrap" href="https://agilie.com/blog/neobanking-trends-2024" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1720017333085.png" width="100%" height="100%" /><span class="incut--text">Discover the latest trends in neobanking for 2024.</span></a></p>
<h2 dir="ltr" style="text-align: justify;">Conclusion</h2>
<p dir="ltr" style="text-align: justify;">Namely, the proper selection of a Fintech software development company can play a big role in the conversion of abstract financial problems into good customer issues and the creative and efficient solutions to deal with them that consequently meet the high expectations of the clients and lead to higher sales in your business. When you think of the top fintech developers in 2024, the decision is extremely important to know who offers the best support in these particular very competitive and changing conditions.&nbsp;</p>

<p>Discover the top fintech software development companies of 2024 and how to select the right partner and drive business growth.</p>

Discover the top fintech software development companies of 2024 and how to select the right partner and drive business growth.

Top Fintech Software Development Companies 2024

<p>Learn about the developmental steps required to build your own neobank app from scratch. Discover neobank basic features and common challenges.</p>

Learn about the developmental steps required to build your own neobank app from scratch. Discover neobank basic features and common challenges.

How to Start a Neobank: Main Steps & ​​Development Cost | Agilie

<p dir="ltr" style="text-align: justify;">In 2024, the fintech industry will gather at numerous events worldwide, each providing a unique perspective into the future of finance and technology. These conventions will be devoted to various topics such as digital advances, customer engagement, blockchain, AI and machine learning, process improvement, and many others. The collection in key financial centers around the globe will be quite profitable for learning, networking purposes, and showcasing the newer demos in fintech. They are intended to upgrade the sector.</p>
<p dir="ltr" style="text-align: justify;"><a href="https://agilie.com" target="_blank" rel="noopener">Agilie</a>, as a software development expert in the fintech industry, is excited to tell you about the top events this year to attend. Let&rsquo;s explore them.</p>
<h2 dir="ltr" style="text-align: justify;">Finovate Europe</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708940295831.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 27-28 February</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Intercontinental O2, London</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: &pound;2,199.00 + 20% VAT &pound;439.80</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">FinovateEurope is a leading fintech conference focused on cutting-edge financial technology innovations and networking opportunities for accelerated growth in the sector. With a turnout of over 1000 influential individuals, boasting more than 500 representatives from the financial industry, and showcasing over 35 fintech demos, this event offers valuable insights. Topics include sustainable finance, generative AI, financial literacy, AML regulations, identity authentication, and personalization. This gathering provides senior personnel from banks to investors with the perfect opportunity to engage in discussions centered around the future of finance while fostering connections.</p>
<h2 dir="ltr" style="text-align: justify;">FiNext</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708940192060.webp" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 28-29 February</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Dubai</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $1,199</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The FiNext Conference gathers various professionals in the finance industry. It allows tech startups, SMEs, investors, and incumbent providers to share experiences and forge partnerships. The main topics of this event are banking security, corporate cash management strategies, and cloud IT platforms.</p>
<h2 dir="ltr" style="text-align: justify;">MoneyLive Summit</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708940514207.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 6-7 March</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: QEII Centre, London</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: &euro;1,899.00 + VAT</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The MoneyLIVE 2024 Summit delves into key banking and payments topics: the global economy, changes related to artificial intelligence and Web 3.0, innovative payment solutions, open finance initiatives, lending strategies, digital currencies, and the future of the CBDCs member countries' payment infrastructure. The summit also explores fraud prevention and using digital identifiers and anti-money laundering. Overall, it is a comprehensive event highlighting macroeconomic forecasts and presenting the latest developments in the industry.</p>
<h2 dir="ltr" style="text-align: justify;">The Financial Brand Forum</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708940763182.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 20-22 May</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Las Vegas, NV (Aria Hotel Resort)</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $2995</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The Financial Brands Forum is aimed at banking and financial services professionals specializing in marketing, CX, data analytics, and digital transformation. The event provides valuable insights into achieving growth through the newest strategies, trends, and technologies in financial services.</p>
<h2 dir="ltr" style="text-align: justify;">Money 20/20 Europe</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708940923052.png" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 4-6 June</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Amsterdam</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: &euro;3,295 + sales tax 21%</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">Money20/20 Europe is a notable fintech event made up of innovations in the area of human and machine collaborations. The conference highlights the transformation of consumer and business interactions via technology, which aims to boost efficiency and experience anew in the financial domain. It attracts about 8,500 visitors, 390+ sponsors, and 350+ speakers from more than 100 countries, symbolizing its worldwide reach and source of various opinions and ideas to the fintech industry, which is essential for understanding <a title="how to develop a fintech app" href="https://agilie.com/blog/how-to-build-a-fintech-app" target="_blank" rel="noopener">how to develop a fintech app</a>.&nbsp;</p>
<h2 dir="ltr" style="text-align: justify;">Insurance Tech &amp; Innovation Conference</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708941203815.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 12-13 June</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Chicago, USA</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $899</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The Insurance Tech Innovation Conference highlights improving customer experiences using modern engagement models such as chatbots, omnichannel assistance, and other innovative solutions. Attendees will explore how digital changes have disrupted traditional insurance processes using analytics, blockchain technologies, and cloud systems. It also covers process transformation through RPA, legacy system modernization, automated compliance, and developing a roadmap for claims transformation and virtual claims handling.&nbsp;</p>
<h2 dir="ltr" style="text-align: justify;">Fintech Devcon</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708941450043.png" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 7-9 August</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Austin, Texas</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $995</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">Fintech DevCon is an esteemed gathering for developers in the fintech field. The event equips attendees with practical tools, best practices, and insider information from experienced current practitioners while strictly adhering to a no-sales pitch guideline. This conference strives to provide comprehensive insights into technical elements of fintech development through informative sessions that delve deeper into rising technologies, new methodologies of development, and inventive solutions pertaining specifically to this domain.</p>
<h2 dir="ltr" style="text-align: justify;">FinovateFall</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708941822353.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 9-11 September</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: New York</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $2,698</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">FinovateFall focuses on the forefront of financial technology innovations, featuring over 70 product demos on a wide array of financial services technology, including blockchain, digital banking, and AI. It highlights 100+ innovators addressing the current financial climate, offering insights to navigate future challenges. The event is a hub for meaningful connections, with over 50% of attendees from financial institutions, including representation from the top 10 US banks. It's an essential conference for staying updated on fintech advancements and networking within the industry.</p>
<h2 dir="ltr" style="text-align: justify;">European Blockchain Convention (EBC)</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708942002220.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 25-26 September</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Barcelona</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: &euro;1,999 + 10% VAT</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The European Blockchain Convention covers digital assets and finance, including tokenization and CBDCs; Web3 technologies such as the metaverse and NFTs; infrastructure developments like smart contracts and DApps; policy discussions on regulation and standards; and blockchain enterprise applications in supply chain and identity. It gathers industry leaders to discuss the future of blockchain in various sectors.</p>
<h2 dir="ltr" style="text-align: justify;">Money 20/20</h2>
<p style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708942228750.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 27-30 October</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: Las Vegas</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Price: $3,999</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">Money20/20 is a major event that seeks to bridge the gap between humans and machines in the financial sector to transform consumer and business interactions. It gives a podium to the top sector leaders and the outcasts to elaborate on the future of money, including digital currencies, payment innovation, and fintech solutions. The event provides a platform for the participants of the global money ecosystem, such as banks, financial services, and financial tech startups, to explore new ways of collaboration and innovation.</p>
<h2 dir="ltr" style="text-align: justify;">Fintech Talents Festival</h2>
<p dir="ltr" style="text-align: justify;"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1708942390810.jpg" width="1200" height="600" /></p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Date: 11-12 November</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Place: London</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">Fintech Talents Festival covers innovation in financial technology, including discussions on digital banking, payment technologies, regulatory challenges, and the impact of emerging technologies like blockchain and AI on the fintech industry.</p>
<h2 dir="ltr" style="text-align: justify;">Conclusion</h2>
<p dir="ltr" style="text-align: justify;">2024 is rich with leading fintech events around the world. For experts who desire to be abreast of the latest developments in the fintech area, these knowledge databases offer a new level of detail as regards new technologies, strategic plans, and networking. Agilie, as a fintech industry&nbsp;<a href="https://agilie.com/expertise" target="_blank" rel="noopener">software development expert</a>, has prepared a list of the most significant events in this sector that will provide companies with information on trends and news to innovate each enterprise.</p>
<p style="text-align: justify;"><br /><br /></p>

<p><span style="white-space: pre-wrap; font-family: Arial, sans-serif; font-size: 14.666667px;">Explore the top fintech events 2024 to learn the latest trends and upgrade businesses with Agilie.</span></p>

Explore the top fintech events 2024 to learn the latest trends and upgrade businesses with Agilie.

Top FinTech Events 2024

<p dir="ltr" style="text-align: justify;"><span id="docs-internal-guid-eaafea18-7fff-519b-f0fa-36e7b26b602d">What is the</span> discovery phase, and why do you need it? Read our article to find out the answers!</p>

You’re planning to create a website or application and want it to make you profit as soon as possible, right? In this case, you cannot do without the discovery phase in software development ⚡ But what is the discovery phase of a project, and how to implement it in practice? Read our article to find out the answers ✅

Project Discovery Phase: Updated 2024 Guide + [Checklist] | Agilie

<p dir="ltr">The project management life cycle is the complete process of initiating, planning, executing, controlling, and closing a project. Knowing these key project lifecycle stages can help organize it and focus on your projects. Each phase of the project management life cycle has specific goals, allowing you to track each step in detail throughout the cycle. In this blog post, we will look at what the project life cycle is, explore the five phases of the project management life cycle, and why the Discovery phase is helpful for production.</p>
<div id="form-description" class="form-description" data-title="Key Takeaways" data-text="Understanding the project management life cycle is critical to the success of any project. The five phases - initiation, planning, execution, monitoring and controlling, and closure - provide a structured approach that ensures projects are completed on time, within budget, and to the satisfaction of stakeholders.
During the initiation phase, it's crucial to identify the project's purpose, scope, and stakeholders, and obtain buy-in from all involved parties. The planning phase involves detailed planning and setting of project objectives, resources, timelines, and deliverables.
The execution phase requires effective communication, collaboration, and project management skills to ensure the project runs smoothly, and the desired outcomes are achieved. During the monitoring and controlling phase, the project team monitors and adjusts the project's progress and makes necessary changes to keep it on track. Finally, in the closure phase, the project is reviewed, and the outcomes are documented.
By understanding these five phases and applying them to project management, organizations can increase the likelihood of project success and mitigate risks. Effective project management not only ensures the completion of a project but also improves team morale, stakeholder satisfaction, and overall business success.">
<div class="form-description-title">Key Takeaways</div>
Understanding the project management life cycle is critical to the success of any project. The five phases - initiation, planning, execution, monitoring and controlling, and closure - provide a structured approach that ensures projects are completed on time, within budget, and to the satisfaction of stakeholders. <br /><br />During the initiation phase, it's crucial to identify the project's purpose, scope, and stakeholders, and obtain buy-in from all involved parties. The planning phase involves detailed planning and setting of project objectives, resources, timelines, and deliverables. <br /><br />The execution phase requires effective communication, collaboration, and project management skills to ensure the project runs smoothly, and the desired outcomes are achieved. During the monitoring and controlling phase, the project team monitors and adjusts the project's progress and makes necessary changes to keep it on track. Finally, in the closure phase, the project is reviewed, and the outcomes are documented. <br /><br />By understanding these five phases and applying them to project management, organizations can increase the likelihood of project success and mitigate risks. Effective project management not only ensures the completion of a project but also improves team morale, stakeholder satisfaction, and overall business success.</div>
<h2 dir="ltr">Project management phases: Brief Overview</h2>
<p dir="ltr">Project production is a set of activities that must be performed in a particular order within a given period. A project requires a system of processes and talented people to get the job done. All in all, it's not an easy feat!</p>
<p dir="ltr">Any project requires a comprehensive study of its life cycle. Knowing how each phase functions provides valuable insight into how to approach it.</p>
<p dir="ltr">The standard project management life cycle consists of five phases:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Concept &amp; Initiation</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Planning</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Launch or Execution</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Performance &amp; Control</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Close&nbsp;</p>
</li>
</ul>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676406834071.png" width="2000" height="2700" /></p>
<p dir="ltr">Usually, when a new project is started, these five phases follow each other in order, but this is not always the case. For example, if there are any changes during the course of the project, you can return to the planning phase to accommodate the changes, but do not repeat the entire cycle again from the initiation phase.</p>
<p dir="ltr">This level of flexibility simplifies change management processes throughout the project life cycle.</p>
<p dir="ltr">What is the importance of the project management life cycle? This sequence of phases may seem like a formality to you, but it actually helps a lot with the implementation of a project plan. It allows you to apply an organized approach to project management. This means that you will have more obvious roles and responsibilities, improved communication, and stable results (and there will be many fewer omissions and forgotten tasks!).</p>
<h2 dir="ltr">What are the different phases of a project?</h2>
<p dir="ltr">The life cycle of each project includes several stages. Although there are different models of project life cycles, almost all of them include the following five phases:</p>
<h3 dir="ltr">Phase 1: Project Concept &amp; Initiation</h3>
<p dir="ltr">The first stage of the life cycle, initiation, requires a kickoff meeting that loops around the client and investor. Goals, objectives, doubts, fears, and any initial thoughts and ideas are discussed here. When decision-makers are not in the same place, you can look forward to organizing an online meeting for video chat or conference call to discuss the following topics for discussion:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Who are the investors and stakeholders?</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">What is the vision and mission of the business?</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">What are the expected timelines?</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">What are the risks?</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">What budget and resources are available?</p>
</li>
</ul>
<p dir="ltr">This phase includes the description of the project, the creation of a business case, the identification of key stakeholders, and the approval of the project by the relevant parties.</p>
<p dir="ltr">Start by drafting a project charter that outlines your initial ideas as well as the project scope and constraints.</p>
<p dir="ltr">When you get busy with tasks and deadlines, it will be very easy to forget the importance of the project. In fact, only 55% of the participants clearly understand the business goals of the project, mainly team leaders and project managers.</p>
<p dir="ltr">The project charter must include specific business benefits associated with your project. This will help you and your team members not only focus on achieving goals, but also ensure that time is not wasted in advance.</p>
<p dir="ltr">Drafting a project charter will help you provide leaders with specific facts and get their approval.</p>
<h3 dir="ltr">Phase 2: Project Planning</h3>
<p dir="ltr">During the planning phase of the project, the project manager establishes the purpose and scope of the project. In addition, project managers use this stage to determine the project budget, determine the required resources, and begin to organize a team to complete the tasks associated with the project. A feasibility analysis is testing the viability of an idea, for example, to ensure the project is legally and technically feasible as well as for economic profit.&nbsp;</p>
<p dir="ltr">Depending on the nature of the project, the project manager may create a report detailing the plan.</p>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676406870064.png" width="2000" height="1000" /></p>
<p dir="ltr">The planning phase requires careful consideration of the many elements associated with your project. Among other things, these may include the following information:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Key roles and responsibilities</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Success rates</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Possible risks and obstacles that reduce efficiency</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Expectations for intra-team communication</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Project Schedule</p>
</li>
</ul>
<p dir="ltr">All of these elements should be described in a detailed project plan that you will present to the team at the kick-off meeting and then refer to throughout the project.</p>
<h3 dir="ltr">Phase 3: Project Launch or Execution</h3>
<p dir="ltr">Team leaders and project managers are involved in creating results, facilitating clients, completing tasks, implementing processes, and more. Direct communication at all stages of a project is essential and vital to the successful implementation of an idea.</p>
<p dir="ltr">Important at the execution stage:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Frequent meetings</p>
</li>
</ul>
<p dir="ltr">Keeping teams up to date with scheduled online meetings helps keep the project on track and on schedule. Timely and crystal-clear communication via video conferencing reduces blind spots, improves collaboration, and speeds up the movement of items in the pipeline.</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Conflict Management</p>
</li>
</ul>
<p dir="ltr">Problems are inevitable. Reduce the likelihood of incidents by inviting the development team to speak up and voice issues or anything that could potentially become a weak point in the chain.</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Progress reports</p>
</li>
</ul>
<p dir="ltr">Regular updates shared during a meeting session, or video chat help you stay ahead of the curve and catch issues before they happen.</p>
<h3 dir="ltr">Phase 4: Project Performance &amp; Control</h3>
<p dir="ltr">This phase requires a review to make sure everything is in line with what was previously agreed upon. What are the key performance indicators? What needs to be implemented in order to meet the deadlines and financial parameters?</p>
<p dir="ltr">Hold online meetings with key players for regular audits, reviews, and performance reports. You can give presentations remotely via video conferencing, including workflows, important documents and files, and anything else that needs to be shared.</p>
<p dir="ltr">During the monitoring and control phase of the project, the project manager oversees the execution of the project. They provide feedback to team members, make sure all project elements are on schedule, and remove roadblocks. By monitoring the progress of the project, managers can ensure that the scope does not increase and the project stays within acceptable time limits.</p>
<h3 dir="ltr">Phase 5: Project Close</h3>
<p dir="ltr">After completion of all work required at the implementation stage, the project moves to the final stage. Closeout starts when the user accepts the project deliverables and the project authority concludes that the project has met the goal. During the project closure phase, the project manager communicates the completion of the project to project stakeholders. By this stage, the stakeholders have all the results. Many project managers evaluate the success of a project at this stage in order to improve the lifecycle management process for future projects. Commissioning builds trust with stakeholders and has to be integrated into all stages of the project with a project management approach to ensure that each step of testing is successful.</p>
<p dir="ltr">Decommissioning means the termination phase of a project that is carried out in an orderly manner. It requires fulfilling standards to preserve important data, information, and documentation. If required, the data retained can be easily retrieved and utilized in the future.</p>
<h2 dir="ltr">How the Discovery Phase contributes to efficient project management</h2>
<p dir="ltr">The discovery phase <a href="https://agilie.com/blog/project-discovery-phase" target="_blank" rel="noopener">helps to assess</a> whether the company will be able to complete the client's project and how much it will cost. During the discovery phase, business problems are identified, the domain is explored, requirements are identified, and solution design is done.</p>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676406904264.png" width="2000" height="1200" /></p>
<h3 dir="ltr">Project schedule</h3>
<p dir="ltr">Inception is carried out as a preparatory phase before starting work on the current project. The main goal is to detail the requirements, especially for the first iterations, so that the team does not have delays at the start. As a result of this research, you and your team should create a detailed backlog for the first few sprints of the project, at least basically decide on the architecture and approve the project schedule.</p>
<h3 dir="ltr">Project team composition</h3>
<p dir="ltr">Project team composition includes those who can help to lead the discovery work and who can make it feasible (developer), usable (UX-person who meets the users), and sellable (PO who knows the business).</p>
<h3 dir="ltr">Project milestones</h3>
<p dir="ltr">Discovery is a phased work. We go from global business goals and objectives to specific user actions in the system. After each stage, it provides a separate artifact with fixed requirements. Artifacts are conditionally divided into mandatory and optional, and the final set depends on the goals of the customer.</p>
<h3 dir="ltr">Project budget</h3>
<p dir="ltr">The discovery phase allows you to determine the project timeline and budget, specify the requirements for the final product, identify the needs of the end user and get feedback from them about the product.</p>
<h3 dir="ltr">Project risks and challenges</h3>
<p dir="ltr">In order to estimate the cost of the project and make a commercial offer to the client, it is necessary to conduct a Discovery phase or a complete analysis of all operations of the project implementation, risks, and challenges - from the emergence of an idea and business concept to the technical implementation of the expected product. This approach allows you to protect the client from unplanned costs and facilitate and clearly define the working conditions of the team that will develop the product.</p>
<h2 dir="ltr">FAQs</h2>
<h3 dir="ltr">What are the objectives of each phase?</h3>
<p dir="ltr">In the process of implementing a conceptual idea regarding the production process or other activities at the enterprise, several successive moments can be distinguished. So, it is customary to distinguish the following stages of the project life cycle:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Initiation - the idea is put forward, as well as the preparation of project documents. A detailed justification is being made, as well as marketing research, which will serve as an aid to the implementation of the subsequent stages.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Planning - determining the timing of the implementation of the plan, dividing these processes into specific stages, as well as appointing performers and responsible persons.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Execution - begins immediately after the plans have been approved. It implies the implementation in full of all planned actions.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Controlling or monitoring - In this phase of the life cycle, the manager controls resources, quality of work and timely completion of tasks, coordinates team members, and promptly makes changes to the project plan in case of unforeseen circumstances.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Completion - analysis of the received data and control for their compliance with the planned ones. In most cases, this responsibility rests with management.</p>
</li>
</ul>
<h3 dir="ltr">What is the scope of each phase?</h3>
<p dir="ltr">The costs of the project are directly dependent on its scope. Large projects require full-time workers, while relatively small projects with the same life cycle may only require part-time workers. Therefore, one person can be responsible for many projects in different life cycle phases. The management of the enterprise is responsible for periodic review of the most important stages of the project, which should occur at least at the end of each phase of the life cycle or after critical technological stages of the project.</p>
<h3 dir="ltr">What are the deliverables of each phase?</h3>
<p dir="ltr">The project deliverables include defining the product or services that are needed. The planning phase helps to set the budget and deliver project deliverables without exceeding it.&nbsp; In the Project Execution phase, the team will start creating project deliverables and achieve project goals and objectives as outlined in the project plan. In the Project Closure phase, the product is delivered to clients, the project manager will highlight strengths, list the takeaways of the project, and identify the unclearness.</p>
<h3 dir="ltr">What is the timeline for each phase?</h3>
<p dir="ltr">Regardless of which methodology is chosen for project management, each of them will always have a beginning, a middle, and an end. This is the life cycle of a project.</p>
<p dir="ltr">Project management can seem overwhelming at times. However, dividing a project into five distinct phases, called the project life cycle, will help the team manage time and resources wisely, which increases the chances of success for projects of any size or complexity.</p>

<p>The project management life cycle is the complete process of initiating, planning, executing,&nbsp;controlling, and&nbsp;closing&nbsp;a project. Knowing these key project lifecycle stages can help organize it and focus on your projects.&nbsp;</p>

The project management life cycle is the complete process of initiating, planning, executing, controlling, and closing a project. Knowing these key project lifecycle stages can help organize it and focus on your projects.

Phases of Project Management Life Cycle | Agilie

<p dir="ltr">The banking industry has changed forever: we can no longer imagine a bank without its mobile app. It&rsquo;s a tool, which helps to expedite processes and makes the interaction with the bank more convenient. The brightest example of a successful solution is Monzo. In this article, we are going to find out what clients like about its <a href="https://agilie.com/blog/how-to-create-a-mobile-banking-app">digital banking app</a>. In addition, we&rsquo;ll consider the main alternatives to Monzo.&nbsp;&nbsp;&nbsp;&nbsp;</p>
<h2 dir="ltr">What is Monzo?</h2>
<p dir="ltr">Monzo is a popular mobile bank, which practices a modern approach to the provision of banking services. The financial company doesn&rsquo;t have branches: all operations are carried out through its mobile application. It allows founders to decrease costs and commissions for clients.&nbsp;</p>
<p dir="ltr">The general principle of work is the same as in other banking institutions: users make instant transactions, open deposits, take loans, and so on. But all they need to do is just open the application.</p>
<p dir="ltr">The digital banking app of Monzo helps clients enhance their budgeting and organize finances. The most useful features we would like to note are:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">User-friendly graphics that allow understanding spending better;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Splitting bills;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Keeping track of who owns the money you sent;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Automatic transferring money to a savings account;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Receiving notifications if certain bills are higher than your set limit;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Scheduling transactions.</p>
</li>
</ul>
<p dir="ltr">The variety of wonderful features is one of the reasons why the bank is so popular. However, there are numerous other players in the market. Let&rsquo;s find out the best alternatives to Monzo.</p>
<h2 dir="ltr">5 Alternatives to Monzo</h2>
<h3 dir="ltr">Revolut</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676580883511.png" alt="Alternatives to Monzo Revolut" width="796" height="597" /></p>
<p dir="ltr">A perfect solution if your main task is to transfer money with minimum charges. Revolut is operating in 130 countries, so you can easily use its card abroad. Moreover, the bank offers users the opportunity to buy and hoard cryptocurrencies such as Bitcoin, Ether, and Litecoin.</p>
<p dir="ltr">Revolut was founded in 2015 as a fintech startup, so the company is still developing. It explains the presence of certain relevant problems, which will be solved after a while (we hope).</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Holding money in several currencies;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Ever-expanding set of features (crypto trading added in 2019, virtual cards, and so on);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Premium subscriptions with different perks (for example, travel insurance).</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Strict security rules (your account may be temporarily frozen without notifications).</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Poor client support. Perhaps, the company doesn&rsquo;t have enough resources to provide users with great new features and qualitative support at the same time.&nbsp;</p>
</li>
</ul>
<p dir="ltr">Anyway, Revolut is one of the best alternatives to Monzo taking into account its mobile application and features offered to users.</p>
<p dir="ltr">Link: <a href="https://www.revolut.com/" target="_blank" rel="nofollow noopener">Revolut</a></p>
<h3 dir="ltr">The credit thing</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676580896585.jpg" alt="Alternatives to Monzo The credit thing" width="1024" height="512" /></p>
<p dir="ltr">An app-based market player, which features not only the full set of banking services but also its human customer service (unlike Revolut). An important remark: The Credit Thing isn&rsquo;t actually a bank; this is an e-money agent of PrePay Technologies Ltd authorised by the Financial Conduct Authority.</p>
<p dir="ltr">The company appeared in 2020. And it has a good chance to become one of the main alternatives to Monzo.</p>
<p dir="ltr">Pros and benefits:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Protecting money from fraud. If you notice something suspicious, the team of The credit thing is always on hand to help;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Low fees or their absence (even abroad);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Full control over your card in the mobile application;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Excellent customer support (in WhatsApp or iMessage);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Detailed expanses in graphics.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">A very young startup, so it has enough things to improve.</p>
</li>
</ul>
<p dir="ltr">Link: <a href="https://thecreditthing.com/" target="_blank" rel="nofollow noopener">The credit thing</a></p>
<h3 dir="ltr">Starling Bank</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676580914605.png" alt="Alternatives to Monzo Starling Bank" width="1482" height="750" /></p>
<p dir="ltr">The solution for instant payments and other financial operations was launched in March 2017. Today, Starling Bank is serving more than 2 million accounts including 350 thousand accounts of small businesses.</p>
<p dir="ltr">The company has earned the top customer score of 88%. Its services are related to both individual clients and small/middle companies. All transactions are easily performed online with the help of the digital banking app.</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Good control over your funds (you can restrict or block some payments);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Paperless statements;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Free cash withdrawals abroad;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No foreign transaction fees;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">The opportunity to integrate your account with marketplaces.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">The integration is available on platforms, which Starling bank cooperates with;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Only UK residents are able to open accounts.</p>
</li>
</ul>
<p dir="ltr">Link: <a href="https://www.starlingbank.com/" target="_blank" rel="nofollow noopener">Starling Bank</a></p>
<h3 dir="ltr">First Direct</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676580968604.png" alt="Alternatives to Monzo First Direct" width="1478" height="754" /></p>
<p dir="ltr">It&rsquo;s one of those rare true banks, which operate totally online. First Direct was created in 1989, so it has proven its reliability.</p>
<p dir="ltr">There are several reasons why we have included the financial establishment in the list of the main alternatives to Monzo:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Wide range of services (from current accounts and mortgages to worldwide insurance and ID theft assistance);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Amazing customer support;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Absence of bots (all decisions regarding your account are made by real people);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Convenient, easy-to-use application and website.</p>
</li>
</ul>
<p dir="ltr">However, the bank also has a few drawbacks:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">First Direct accepts new clients only with good credit records;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">&pound;10 fee if your turnover on your account is less than &pound;1,000 per month.</p>
</li>
</ul>
<p dir="ltr">Thus, we recommend looking up to First Direct because this company has proven the effectiveness of its strategy.</p>
<p dir="ltr">Link: <a href="https://www1.firstdirect.com/" target="_blank" rel="nofollow noopener">First Direct</a></p>
<h3 dir="ltr">Monese</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676581039760.jpg" alt="Alternatives to Monzo Monese" width="1600" height="900" /></p>
<p dir="ltr">Monese is a digital bank founded in 2015. It&rsquo;s a great option if you wish to set up a UK account without the need to prove your address, credit story, and so on. The number of services is enough for most people (the bank is constantly expanding the range of features). Besides GBP, clients can open a EUR account as well.</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Quick and simple setup;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Smooth application with an excellent user experience;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Premium subscription options with extra privileges.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No deposit guarantee (no a banking license);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Limits on withdrawals, top-ups, and spending money;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Insufficient customer support.</p>
</li>
</ul>
<p dir="ltr">The bank is betting on its application, which, by the way, deserves praise.</p>
<p dir="ltr">Link: <a href="https://monese.com/gb/en" target="_blank" rel="nofollow noopener">Monese</a></p>
<h2 dir="ltr">Summing up</h2>
<p dir="ltr">Nowadays, the basis of any financial company is a digital banking app. Clients wish to operate completely online: they avoid visiting branches by all means. The best alternatives to Monzo will help you figure out what to improve in your company and mobile app. You can adopt certain tactics and approaches to increase customer loyalty, expand the range of services, and, as a result, boost your development.</p>
<p><span id="docs-internal-guid-9e16e280-7fff-a796-4f64-12d6de631f78"></span></p>
<p dir="ltr">Feel free to contact us to discuss your future or existing project. One of our specializations is the financial industry, so we are able to bring to life any of your ideas. Moreover, we&rsquo;ll consult you about must-have features to guarantee your success.</p>

<p><span style="color: #0d0d0d; font-family: S&ouml;hne, ui-sans-serif, system-ui, -apple-system, 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Helvetica Neue', Arial, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; white-space-collapse: preserve; background-color: #ffffff;">Uncover the best alternatives to Monzo through our comprehensive and detailed analysis in this enlightening article.</span></p>

Monzo is a popular digital bank, which attracts clients with its thoughtful application 📱 In this article, we have gathered the best alternatives to Monzo. We believe they will help you improve your digital product 🔝

The best alternatives to Monzo with a high-quality digital banking app

<p dir="ltr">The only craving after a hard working day is a quick and tasty dinner on your table. Luckily, the modern world offers such an opportunity: a few taps in an application and delicious meals are served. In this article, we would like to consider the best food delivery service apps: their functionality and business models so that you could lay the foundation of your future solution. Moreover, we are going to take a look at the industry as a whole (spoiler: the takeaway market has been growing extremely rapidly over the past few years).</p>
<h2 dir="ltr">What Is a Food Delivery Service?</h2>
<p dir="ltr">Such services involve various business models but the bottom line is the same: companies provide clients with the opportunity to get meals or the necessary ingredients in the shortest possible time. The list of the best food delivery apps can include:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Intermediaries who don&rsquo;t own restaurants or cafes. They launch applications and just gather orders. Delivery is a duty of the partners;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Supermarkets and/or farms, which offer food products without having to leave your warm house;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Restaurants/fast-food owners. They cook meals and then deliver them;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Delivery companies. They are intermediaries but with their own couriers.</p>
</li>
</ul>
<p dir="ltr">COVID-19 has propelled the food delivery industry a few years into the future, as numerous people in lockdown ordered treats online. The entire food delivery app industry continues growing as it becomes more and more popular, and it is expected to reach $165 billion market size by 2029. If you&rsquo;re thinking about entering the industry, you&rsquo;ll want to study the available applications and learn from their success.</p>
<h2 dir="ltr">7 Best Food Delivery Service Apps</h2>
<h3 dir="ltr">Postmates</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676558965161.png" width="1980" height="1010" /></p>
<p dir="ltr">This platform is among the best meal kit delivery services, which is an intermediary. Its solution has united multiple restaurants, so users can order meals from different places in one app.</p>
<p dir="ltr">Postmates was invented in 2011. Today in 2024, it has more than 10 million active users, who order six million items a month. The company&rsquo;s vision is to make deliveries fast and convenient.&nbsp;</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">A section with tips given by customers themselves;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Daily planner;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No rating system (you don&rsquo;t get blamed for restaurant mistakes).</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Low rate for waiting time ($0.10 per minute);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Slow service (from time to time, it depends on the workload of restaurants).</p>
</li>
</ul>
<h3 dir="ltr">Munchery</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559052478.png" width="1766" height="744" /></p>
<p dir="ltr">This service takes pride in providing inexpensive, healthy, and professionally cooked meals. Created in 2011, the company has a unique offer: its menu includes both food sets and pre-made meals right to the customers&rsquo; doorsteps. The unique feature of Munchery is fast 15-minute dishes. Thus, it&rsquo;s one of the best food delivery service apps if you wish to satisfy your hunger in the shortest possible time.</p>
<p dir="ltr">There are two options to buy a meal:</p>
<ol>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Order as a guest without a discount;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Log in to get a 15% discount.</p>
</li>
</ol>
<p dir="ltr">Pros of Munchery:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Variety of menu daily;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Premade meal options as well as food kits;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Quick cooking (for less than 15 minutes);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Opportunity to schedule deliveries a week ahead.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Ready-made meals are being offered in certain states in the US;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No gluten, vegan, or vegetarian options.</p>
</li>
</ul>
<h3 dir="ltr">Freshly</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559159843.webp" width="1024" height="417" /></p>
<p dir="ltr">It&rsquo;s a perfect option for people who are terrified by the prospect of cooking. With Freshly, you get ready-made, gluten-free meals, which are already portioned to enjoy in a single sitting.</p>
<p dir="ltr">The service was founded in 2012. After 5 years of development, Freshly was valued at $950 million and became available in every USA city.</p>
<p dir="ltr">Five simple steps to make an order:</p>
<ol>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Choose a meal plan;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Enter your address and email to create an account;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Choose your favorite meals.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Get your dishes, which you can put in the refrigerator and then heat them when you want.</p>
</li>
</ol>
<p dir="ltr">Pros of the service:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">The appropriate solution for singles and couples;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Taking care of allergy sufferers and people losing weight;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Huge variety of meals;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Simplified meal planning;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Dishes cooked by experienced chefs;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Natural and healthy ingredients.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Pretty expensive if you are a family person;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No vegan or vegetarian options;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Small portions.</p>
</li>
</ul>
<p dir="ltr">Thus, it&rsquo;s one of the best meal kit delivery services in the market.</p>
<h3 dir="ltr">DoorDash</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559293100.png" width="1784" height="772" /></p>
<p dir="ltr">Nowadays, DoorDash is a leader in the USA with 34% of the market share. In 2021, it went public on the New York Stock Exchange with a valuation of $72 billion. The service has more than 25 million users and is doing everything possible to increase its number.</p>
<p dir="ltr">The features, which users adore:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Artificial Intelligence recommendations. People get a set of dishes based on the previous choice;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Live tracking to see where exactly is your courier;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Pre-delivery option so that customers could schedule their orders.</p>
</li>
</ul>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">High convenience thanks to the modern technologies;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Numerous restaurants in the catalog;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Prevalence in the market that means presence even in small cities.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">DoorsDash drivers are not accepting small orders or orders that are far away;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Вependence on couriers who have a certain autonomy.</p>
</li>
</ul>
<p dir="ltr">DoorDash has been constantly improving the user experience of the app because it is the basis of its business model. This is why we have included the solution in the list of the best food delivery apps.</p>
<h3 dir="ltr">Instacart</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559369248.png" width="1786" height="756" /></p>
<p dir="ltr">Since the start of COVID-19, Instacart has become an essential service for millions of Americans trapped at home. It has an estimated 9,6 million active users and over 500 thousand shoppers.&nbsp;</p>
<p dir="ltr">The set of features is similar to DoorDash which guarantees convenience and ease of use.</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Available throughout the United States and 9 Canadian provinces;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Subscription option to save money;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Partnership with several large grocery store chains.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Presence only in middle and big cities;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Delivery and service fees are applied at the same time.</p>
</li>
</ul>
<h3 dir="ltr">ChowNow</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559428153.png" width="1478" height="756" /></p>
<p dir="ltr">This is a commission-free online ordering platform built for restaurants to connect them with customers. ChowNow is one of the best meal kit delivery services, which makes money from monthly or yearly subscriptions. It&rsquo;s worth mentioning that ChowNow doesn&rsquo;t have couriers.</p>
<p dir="ltr">Thanks to the cooperation with more than 6 thousand catering establishments, ChowNow offers any cuisine imaginable. The company covers more than 12 thousand locations with its software and has about 7 million customers.</p>
<p dir="ltr">Pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Special software for the ordering process, which embeds into partners&rsquo; systems;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Huge variety of different dishes.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Mediocre convenience while ordering (a new window opens every time to complete checkout through ChowNow);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">No guarantee of fast delivery because it&rsquo;s not the responsibility of ChowNow.</p>
</li>
</ul>
<h3 dir="ltr">Just Eat Takeaway</h3>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1676559508644.png" width="1762" height="748" /></p>
<p dir="ltr">Compared to the vast majority of players in the market, Just Eat was wholly focused on technologies. The company offers special software, which allows connecting businesses in the UK to the Just Eat platform. Despite the advent of certain competitors namely Uber Eats and Deliveroo, Just Eat Takeaway is still extremely popular.</p>
<p dir="ltr">The service has a 37% year-on-year increase. It has about 100 million active users.</p>
<p dir="ltr">Main pros:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Database of numerous great eateries;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Convenient user interface;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Own integration system with companies.</p>
</li>
</ul>
<p dir="ltr">Cons:</p>
<ul>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Possible delays in delivery (it is a task of restaurants);</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">Not cheap pleasure (15% is charged from each order).</p>
</li>
</ul>
<h2 dir="ltr">First Steps to Create a Food Delivery Resource</h2>
<p dir="ltr">As you can see, there are different business models for the delivery services. So, the first step to launching your own business is to choose a certain approach to the work. But which one? To decide on the best choice in your market, we offer the Discovery phase. The research will allow you to avoid entering an oversaturated market that usually entails significant unreasonable expenses. The article &ldquo;<a href="https://agilie.com/blog/project-discovery-phase">Why You Need to Start Your Project with the Discovery Phase?</a>&rdquo; will help you put in the loop about the <a href="https://agilie.com/expertise/discovery" target="_blank" rel="noopener">Discovery service</a>. Our team will estimate not only the cited list of the best food delivery apps but also other popular solutions.</p>
<p><span id="docs-internal-guid-078d2356-7fff-8baa-068f-6aefabc774ff">If you wish to read more about building a food delivery app, please, follow the link: &ldquo;<a href="https://agilie.com/blog/how-to-build-a-food-delivery-on-demand-app-like-postmates-and-zomato">How to build a food delivery on-demand app like Postmates and Zomato</a>&rdquo;. Don&rsquo;t hesitate to contact us to clarify certain things.</span></p>

<p><span style="color: #0d0d0d; font-family: S&ouml;hne, ui-sans-serif, system-ui, -apple-system, 'Segoe UI', Roboto, Ubuntu, Cantarell, 'Noto Sans', sans-serif, 'Helvetica Neue', Arial, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji'; font-size: 16px; white-space-collapse: preserve; background-color: #ffffff;">We have analyzed the most popular food delivery apps. Open the link to explore detailed insights.</span></p>

The food delivery market has numerous high-quality solutions, which we decided to compare 🔎 (of course, the most interesting and popular of them). So, follow the link to get acquainted with the best meal kit delivery services 🏆

A list of the best food delivery apps with their pros and cons

<p id="docs-internal-guid-86daf927-7fff-caef-cddd-58cec27115b0" dir="ltr" style="text-align: justify;">Do you know what the software discovery phase is? We believe so, because the concept is gaining popularity month by month. And here's why!</p>
<p dir="ltr" style="text-align: justify;">You see, it is Discovery that allows you to find the right approach to project implementation. It offers you the best solution to delivering the product, capable of meeting all crucial user needs.&nbsp;</p>
<p dir="ltr" style="text-align: justify;">Definitely, we could tell you about Discovery and its benefits for a long time, but why waste time if the key information has already been crying for your attention? Just <span style="color: #3598db;"><a style="color: #3598db;" href="https://agilie.com/blog/project-discovery-phase" target="_blank" rel="noopener">follow the link</a></span> and read the article covering this very topic.</p>
<p dir="ltr" style="text-align: justify;">And now we'd like to discuss with you another issue, namely, two discovery phases, or rather, two ways of conducting research and analysis.&nbsp;</p>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1650630916324.png" alt="discovery stage" width="1000" height="410" /></p>
<p dir="ltr" style="text-align: justify;">As a rule, we, the Agilie team, work remotely and perform the required activities online. But if necessary, we&rsquo;re ready to visit your office in person and get information on site, so to say.</p>
<p dir="ltr" style="text-align: justify;">What should you choose? The answer is in the blog piece below. And we start, as usual, with the basics.</p>
<h2 dir="ltr" style="text-align: justify;">Why Do You Need a Software Discovery Phase?</h2>
<p dir="ltr" style="text-align: justify;">Of course, Discovery is hardly an obligatory project part. That's why many skip or reduce it and start with the Delivery steps right away... which they usually regret later. The thing is, they think they're saving time and/or money, but it's not really the case. In the long run, they're losing much more resources because this kind of short-sighted savings result in increased costs over time. It's not worth the risk.</p>
<p dir="ltr" style="text-align: justify;">The story with the Everest app serves as proof. The original idea was to create a digital platform aimed at helping users make their dreams come true. The features included setting goals, describing steps to achieve them, getting support from like-minded people, and so on.&nbsp;</p>
<p dir="ltr" style="text-align: justify;">The start of the project was successful: investors allocated $2+ million to finance its implementation. Alas, the developers failed to meet the promised six-month deadline. They paid too much attention to secondary features (such as offline synchronization: an option, which took too long to implement)... while they should have focused on releasing an MVP model first (the app with basic functionality).</p>
<p dir="ltr" style="text-align: justify;">Eventually, the app entered the market, but it was too slow and had poor UI/UX. And a few years later, the project had to be suspended. The most annoying thing about that is that the software discovery phase would have helped to avoid such a sad outcome.</p>
<p dir="ltr" style="text-align: justify;">If you don&rsquo;t want the same fate as Everest, don't skimp on the initial thorough research.</p>
<h2 dir="ltr" style="text-align: justify;">What is a Discovery Stage Team?</h2>
<p dir="ltr" style="text-align: justify;">Discovery takes from 2 weeks to a few months (roughly speaking) and involves a whole team of experts, including a business analyst, designer, technical specialist, project manager, and many others. They help the startup owner to understand how to approach the project, what features to create in the first place, what technology stack to choose to ensure the software runs smoothly. In other words, they'll explain to you how not to disappoint future users.</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation">To get detailed information on all Discovery experts and their responsibilities, see the article we linked to in the introduction.</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">The aforementioned specialists can perform their work remotely; still further, the online format won't prevent them from showing their best (it's the so-called OFFSITE Discovery). However, in some cases, the business analyst and manager may visit the client personally to conduct on-site research (which is known as ONSITE Discovery). This way, they get first-hand information, dive into the nature of their client's business, and find out all the details.</p>
<p dir="ltr" style="text-align: justify;">Sounds good, but this has a downside as well. Moreover, both methods have their pros and cons, and the choice of a particular technique depends on the project's specifics.</p>
<p dir="ltr" style="text-align: justify;">Let's take a closer look at what's right for you and your startup.</p>
<h2 dir="ltr" style="text-align: justify;">ONSITE vs OFFSITE Discovery Phases</h2>
<p dir="ltr">Let's briefly remind you of what steps Discovery traditionally consists of (in the above article, you'll find their full description).<br /><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1650630952462.png" alt="software discovery phase" width="1000" height="340" /></p>
<p dir="ltr" style="text-align: justify;">It doesn't really matter if we only do Discovery online or include offline activities too. In both cases, we go through the same stages. The main difference is the methods and tools we use to achieve the desired result (say, a personal interview in Onsite Discovery and an online survey when working 100% remotely).</p>
<h3 dir="ltr" style="text-align: justify;">OFFSITE Software Discovery Phase</h3>
<p dir="ltr" style="text-align: justify;">Although the name sounds like it's offline, Offsite Discovery is all about remote work on the project (because we're working off site, and we mean your site). Undoubtedly, the option is at its peak today; and the following list explains why by highlighting the main benefits of online research:</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>New challenges of the times: </strong>we mean, of course, the coronavirus and the pandemic it has caused. Over the past couple of years, we&rsquo;ve learned and got used to working remotely.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Saving time:</strong> no need to go anywhere, the project discussion takes place remotely. And it does matter, as businessmen are usually on tight schedules.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Saving money</strong> (we&rsquo;ll discuss this advantage of Offsite Discovery a little later).</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>Convenience to the max</strong>. And finally, Offsite Discovery is really convenient! You aren&rsquo;t limited by anything: neither the time zone, nor the location, nor other factors.</p>
</li>
</ul>
<p dir="ltr" style="text-align: justify;">However, sometimes you have to resort to the help of personal meetings. Let's discuss the option at greater length, shall we?</p>
<h3 dir="ltr" style="text-align: justify;">ONSITE + OFFSITE Discovery Stage</h3>
<p dir="ltr" style="text-align: justify;">Just so we're clear: the Onsite approach doesn't work by itself. Offsite activities will still be part of the project. Personal visits are needed to collect information about the client's business, conduct interviews with those who own crucial data, and perform similar offline activities. The subsequent processing of the gathered information will take place remotely (online) anyway. You see, requirements analysis involves a lot of time and effort... starting it on the client's location (site) is expensive and therefore makes zero sense.</p>
<p dir="ltr" style="text-align: justify;">Let's not deny, though: Onsite Discovery is very effective&hellip; but only if you manage to organize the process correctly. If you want Agilie experts to personally visit you, be sure to keep them busy all the time. Also, your employees must be ready to spend time with our specialists, answer their questions, and help them understand how your company works. And we're not talking about a few hours... The visit may last at least a week (otherwise, there is no point in Onsite Discovery).</p>
<p dir="ltr" style="text-align: justify;">Agree, if the business analyst just walks around one of your offices, he'll be of little help to the project. The final results are likely to be minimal (at high costs).</p>
<h3 dir="ltr" style="text-align: justify;">What About Discovery Phases&rsquo; Cost?</h3>
<p dir="ltr" style="text-align: justify;">Surely you&rsquo;ve already been wondering how long Discovery takes, right? We have the answer to your question, although the data is rather approximate (each project is unique).</p>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1650631009666.png" alt="discovery phases" width="1000" height="281" /></p>
<p dir="ltr" style="text-align: justify;">As you can see, the implementation of the Discovery phase in the case of small and medium-sized projects takes a similar time, regardless of the chosen approach. But when it comes to large projects, the situation changes: Onsite + Offsite method gives faster results, which is hardly surprising. In the end, personal presence allows the expert team to get answers to all burning questions here and now, so to speak: you and your employees provide maximum information in real time. However, Discovery's accelerated process doesn't make it cheaper&hellip; quite the contrary.</p>
<p dir="ltr" style="text-align: justify;">See for yourself!</p>
<p dir="ltr"><img style="display: block; margin-left: auto; margin-right: auto;" src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1650631024526.png" alt="discovery phases" width="1000" height="281" /></p>
<p dir="ltr" style="text-align: justify;">We cannot name the exact cost of the Discovery phases, whether it's offsite or onsite, a lot depends on the specific project and the techniques used. But exact data isn't needed anyway (at least, right now): as the second table shows, research, which includes online and offline activities, entails additional expenses.&nbsp;</p>
<p dir="ltr" style="text-align: justify;">The explanation is simple: firstly, you should cover the cost of full board and accommodation for our team (usually, it's about a business analyst and a project manager, although there may be other options). Secondly, you need to finance the flight too (it would be unwise of us to work at a loss, right?). In addition, several of your employees will have to spend their precious time accompanying Agilie experts and showing them your business from the inside, figuratively speaking.</p>
<p dir="ltr" style="text-align: justify;">That's why so many people prefer the offsite format... The only question is how to make sure the Discovery phase remains effective even when executed remotely. What can we offer in this regard?</p>
<h2 dir="ltr" style="text-align: justify;">How to Conduct the Discovery Stage Online?</h2>
<p dir="ltr" style="text-align: justify;">Among our advantages is the willingness to work in a flexible mode and adapt to your needs. You yourself, as a client, choose a convenient interaction format, including a suitable time zone. And we use our best efforts to provide appropriate working conditions.</p>
<p dir="ltr" style="text-align: justify;">To be specific, here is what we offer as part of Offsite Discovery:</p>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>agile approach to Discovery</strong>, when the development process is divided into repetitive cycles (sprints). Thus, we remain as flexible as possible and more easily respond to any changes.&nbsp;</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>careful planning of current and future activities </strong>using modern digital tools, including the popular Google calendar.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>daily online/offline meetings within our Discovery team,</strong> which means each of its members stays abreast of developments. It also ensures transparency of processes.</p>
</li>
<li dir="ltr" aria-level="1">
<p dir="ltr" role="presentation"><strong>regular communication with the client </strong>(with you), so that you are in the know and can offer new ideas, if you have any. Our interaction channels include the following:</p>
</li>
<ul>
<li dir="ltr" aria-level="2">
<p dir="ltr" role="presentation">real-time communication in instant messengers (Viber or WhatsApp) and similar programs (Skype, Slack, etc.). If necessary, we can arrange an audio or video call;</p>
</li>
<li dir="ltr" aria-level="2">
<p dir="ltr" role="presentation">email communication, which allows you to write to us when you are in a hurry to convey some important information but there is no time to make a call right away;</p>
</li>
<li dir="ltr" aria-level="2">
<p dir="ltr" role="presentation">Google Meet/Zoom conferences if there is a need to have a longer and more detailed business conversation.</p>
</li>
</ul>
</ul>
<p dir="ltr" style="text-align: justify;">All the proposed ways to conduct the Offsite discovery stage aren&rsquo;t just a set of theories. We've tested them in practice, and they've proved effective and decisive.</p>
<p dir="ltr" style="text-align: justify;">For more information about our Discovery services, <a href="https://agilie.com/expertise/discovery" target="_blank" rel="noopener">follow the link</a>.</p>
<h2 dir="ltr" style="text-align: justify;">Summary</h2>
<p dir="ltr" style="text-align: justify;">Of course, there are situations when personal presence is preferable. So let&rsquo;s not completely dismiss the Onsite approach to the Discovery stage. Instead, we invite you to discuss your project and decide which of the two options is the ideal solution in your case.</p>
<p style="text-align: justify;">&nbsp;</p>

<p style="text-align: justify;"><span id="docs-internal-guid-784623c4-7fff-8d47-f133-d9129c19daf8">The </span>discovery stage is the key to the success of the entire digital project. But which approach to choose, onsite or offsite? Our article answers this question 👌🏽 Follow the link to learn all about the two types of software discovery phases 😉</p>

The discovery stage is the key to the success of the entire digital project. But which approach to choose, onsite or offsite? Our article answers this question 👌🏽 Follow the link to learn all about the two types of software discovery phases 😉

ONSITE & OFFSITE Discovery Phases: What To Choose?

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