The question of how to create a bitcoin exchange service is more relevant than ever before the world of cryptocurrency is growing rapidly.&nbsp;

Bitcoin exchange app development: a bit of  smart tips that save your coins 

Bitcoin Exchange App Development: a Bit of Smart Tips That Save Your Coins

After reading the article, you'll find out how to make a bitcoin wallet app. You'll also understand the ways to protect it.

Bitcoin app development is able to provide your business with a lot of benefits including protection against fraud, fast international payments, etc ☝ Read our article if you want to know how to create a bitcoin wallet app. You’ll find all the information you need to build your own bitcoin wallet ⚡

How to Create a Bitcoin Wallet App?

Blockchain has become a paradigm shift that changes the operations of different industries. Nevertheless, like any other disruptive technology, a lot of myths and misconceptions have appeared. We should differentiate between fact and fiction to use blockchain technology effectively and responsibly. We can better understand what blockchain is (and isn&rsquo;t), how it functions, and the varied applications it holds besides cryptocurrencies by clarifying these misconceptions.
<div id="form-description" class="form-description" data-title="Key Takeaways" data-text="Blockchain is not just about Bitcoin; it is the technology that can transform different fields. 

Blockchains are strong but not flawless, and being aware of the possible weak sections is a very important thing in keeping the network safe.

Educational investment and partnerships with software development experts are the main factors for businesses that will use blockchain technology.">
<div class="form-description-title">Key Takeaways</div>
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
Blockchain is not just about Bitcoin; it is the technology that can transform different fields.&nbsp;
</li>
<li dir="ltr" style="text-align: left;" aria-level="1">
Blockchains are strong but not flawless, and being aware of the possible weak sections is a very important thing in keeping the network safe.
</li>
<li dir="ltr" aria-level="1">
Educational investment and partnerships with software development experts are the main factors for businesses that will use blockchain technology.
</li>
</ul>
</div>
<h2 dir="ltr" role="presentation">&nbsp;Myth 1: Blockchain and Bitcoin Are the Same</h2>
Among the most common myths about blockchain technology is the confusion between the blockchain and Bitcoin. Blockchain and Bitcoin were created simultaneously, so they are widely believed to be the same thing. However, we must understand that blockchain is a much broader term. It is the technology that created Bitcoin. While Bitcoin is indeed the first and most famous application of this technology, equating the two is like saying that Google is the Internet.
Blockchain is a decentralized digital ledger technology (DLT) that records transactions across multiple computers so that the records cannot be altered retroactively, without the alteration of all subsequent blocks and the consensus of the network.
This makes blockchain a naturally secure and transparent method of data and transaction recording.&nbsp;
Bitcoin is a type of digital currency based on blockchain technology and used for secure, anonymous, and decentralized financial transactions. The blockchain of Bitcoin acts as a public ledger for all the transactions in the Bitcoin network, thus, it is possible to transfer digital currency securely without the use of intermediaries like banks or governments.&nbsp;
Blockchain technology can be much broader than purely financial transactions. It can be used in different industries with various aims. Nowadays, many businesses are studying how blockchain can improve their operations (read more about <a href="https://agilie.com/blog/enterprise-blockchain-development-how-businesses-derive-benefits" target="_blank" rel="noopener">enterprise blockchain development</a> and <a href="https://agilie.com/blog/enterprise-blockchain-development-how-businesses-derive-benefits" target="_blank" rel="noopener">enterprise-grade blockchain development</a>).

Here are a few examples:
Healthcare: Blockchain can guarantee the safety of medical records storage and sharing. Thus, they are only available to authorized personnel and patients and lead to quicker diagnosis and treatment.​
Financial Services: Blockchain is a viable solution for international payments, real-time settlements, and improving transaction transparency and security.
Digital Identity:&nbsp; Blockchain can correct identity theft and fraud by adding digital identities that cannot be changed. For example, Estonia's e-Residency program is the first of its kind, a government-issued digital identity that allows entrepreneurs from anywhere in the world to operate and conduct business online in the EU.
Real Estate: Blockchain can simplify property transactions such as sales, leasing, and financing by reducing paperwork and improving transparency.
<a class="incut--wrap" style="transition-delay: 0s;" href="https://agilie.com/blog/the-evolution-of-blockchain-from-bitcoin-to-business-applications" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716280829344.png" width="100%" height="100%" />Learn more about the evolution of Blockchain from Bitcoin to business applications.</a>
<h2 dir="ltr">Myth 2: Blockchain Transactions Are Always Anonymous</h2>
A frequent mistake people make about blockchain technology is that it is automatically anonymous to its users. However, the truth is more nuanced. Blockchain transactions are not strictly anonymous but pseudonymous.
Pseudonymity means that a user's identity is not directly tied to their blockchain transactions but rather to a digital pseudonym, typically a public key or a blockchain address. These addresses are like a sequence of letters and numbers, giving privacy but not total anonymity.
In contrast, anonymity would mean that the transactions are entirely disconnected from any identity, even a pseudonym, making them untraceable to the user. Blockchain does not usually provide this level of anonymity because the transaction history of each blockchain address is visible to anyone who accesses the blockchain.
Most blockchains are open ledgers, meaning that all transactions are visible to anyone who wishes to view them. This level of transparency ensures that while users' identities are not directly exposed, their transaction histories and patterns can be analyzed.<span style="font-size: 11pt; font-family: Roboto, sans-serif; color: #000000; background-color: transparent; font-weight: 400; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-alternates: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-position: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> 
<img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716280901953.png" />
While basic blockchain transactions offer pseudonymity, several enhancements and tools can increase privacy:
1. Mixing Services: Services like CoinJoin allow multiple users to combine their transactions into a single transaction with multiple inputs and outputs. This mixing blurs the traceability of any single coin, making it more difficult to link wallets with identities.
2. Privacy-Focused Cryptocurrencies: Some cryptocurrencies, like Monero and Zcash, are designed specifically to enhance privacy. Monero uses ring signatures and stealth addresses to hide the transactions&rsquo; origins, amounts, and destinations. Zcash allows users to shield transactions completely through its zk-SNARKs technology, which enables transactions to be verified without revealing the sender, receiver, or amount.
3. Use of Multiple Addresses: Users can increase their privacy by using multiple wallets or addresses, dispersing their transactions across several points, which makes it more challenging to link them to a single identity.
<a class="incut--wrap" style="transition-delay: 0s;" href="https://agilie.com/blog/blockchain-tech-trends-how-to-stay-ahead-of-the-curve" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716280997458.png" width="100%" height="100%" />Explore key blockchain technology trends and stay ahead in its innovation with insights and practical examples.</a>
<h2 dir="ltr">Myth 3: Blockchains Are Unhackable</h2>
The idea that blockchains are completely unhackable is a frequently held misconception that can cause a dangerous level of complacency in security measures. While blockchain technology does offer robust security features, it is not immune to vulnerabilities. Knowing the security features employed and the situations in which breaches happen is very important for anyone who wants to use blockchain for their business.
Blockchain technology secures data through several mechanisms:
Cryptography: Every transaction on a blockchain is secured using cryptographic algorithms, which ensure that data can neither be altered nor read without the appropriate cryptographic key.
Decentralization: By distributing copies of the ledger across a network, blockchain reduces the risk of a single point of failure that could compromise the entire system.
Consensus Protocols: Blockchains use various consensus mechanisms, like Proof of Work (PoW) or Proof of Stake (PoS), to agree on the validity of transactions. These protocols prevent a malicious actor from changing even a single aspect of the blockchain.
<a class="incut--wrap" style="transition-delay: 0s;" href="https://agilie.com/expertise/fintech/blockchain-software" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716281102044.png" width="100%" height="100%" />Learn more about our blockchain software development services.</a>
Despite these security measures, there are scenarios where blockchains can and have been compromised.
<h3 dir="ltr">Scenarios Under Which Breaches Have Occurred</h3>
51% Attacks: This type of attack happens when a single entity gains control of more than 50% of the network&rsquo;s mining hash rate or stake, allowing them to manipulate transactions and potentially double-spend coins.&nbsp;
Code Vulnerabilities: <a href="https://agilie.com/blog/secure-smart-contract-design-best-practices-in-solidity-programming" target="_blank" rel="noopener">Smart contracts</a>, which are self-executing contracts with the terms directly written into code, can contain vulnerabilities. One of the most famous incidents is the DAO attack on the Ethereum network. Hackers exploited a vulnerability in the DAO (Decentralized Autonomous Organization) smart contract code to siphon off one-third of the DAO&rsquo;s funds.
Phishing and Social Engineering: End-user security is often the weakest link in a blockchain system. Phishing attacks can allow attackers access to blockchain assets, bypassing network security measures, to steal private keys or wallet credentials.
<img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716281254703.png" />
<h2 dir="ltr" style="text-align: justify;">Conclusion</h2>
The blockchain technology is often seen as highly popular and muddled at the same time.&nbsp; Falsified myths are only part of the misconceptions that can mislead such a fantastic technology. Similarly, proper professional knowledge and strategy can help blockchain perform to its potential in various fields.&nbsp;<a href="https://agilie.com/blog/your-own-cryptocurrency-from-scratch-everything-you-need-to-know-to-create-your-cryptocurrency" target="_blank" rel="noopener">Building your own cryptocurrency</a> can be a strategic move for businesses seeking to innovate and tap into new digital markets.
At <a href="https://agilie.com" target="_blank" rel="noopener">Agilie</a>, we understand that dealing with a complex environment is also a significant challenge. This is why we create powerful blockchain systems and wish to educate our clients regarding the breadth of blockchain-utilizing services. Therefore, such solutions can be tailored to your industry's concrete necessities and problems.
<a class="incut--wrap" style="transition-delay: 0s;" href="https://agilie.com/contacts" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1716281316627.png" width="100%" height="100%" />Contact us to find out how our blockchain development services can help you achieve your goal.</a>

Discover the truths about blockchain technology as we debunk common myths and clarify its applications to empower businesses with informed integration.

Discover the truths about blockchain technology as we debunk common myths and clarify its applications to empower businesses with informed integration.

Blockchain Myths Debunked: Separating Fact from Fiction

The contemporary world keeps evolving, requiring businesses to adapt to new technological operations, client needs, and tech-related challenges. fintech companies focus mainly on digital payment activities rather than on ones at the physical location. The transition to a technology-driven environment helps fintechs strive in the financial ecosystem due to the secure, cost-effective, and user-friendly services.&nbsp;
Choosing the right development partner is the backbone of the further fintech app success as it aims to resolve the concerns about tech effectiveness, its alignment with security protocols, and UX/UI design.&nbsp;
<div id="form-description" class="form-description" data-title="Key Takeaways" data-text="The effective Fintech development company has to promote app&rsquo;s easy usability, maximized security, and continuous safety updates. 
A credible Fintech partner will ensure the app complies with the PCI-DSS security standards. 
The Fintech-specialized company has to ensure the latest authentication methods (face ID, 2FA, KYC). ">
<div class="form-description-title">Key Takeaways</div>
<ul style="list-style-type: square;">
<li dir="ltr" aria-level="1">
The effective fintech development company has to promote app&rsquo;s easy usability, maximized security, and continuous safety updates.&nbsp;
</li>
<li dir="ltr" aria-level="1">
A credible fintech partner will ensure the app complies with the PCI-DSS security standards.&nbsp;
</li>
<li dir="ltr" aria-level="1">
The fintech-specialized company has to ensure the latest authentication methods (face ID, 2FA, KYC).&nbsp;
</li>
</ul>
</div>
<h2 dir="ltr" role="presentation">6 Steps to Choose the Right Fintech Development Company</h2>
Choosing the right fintech development company might be quite challenging concerning the expectations vs. reality dilemma. When searching and/or selecting between the candidates, keep in mind the following aspects:
<ul>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Company&rsquo;s years of experience&nbsp;(gives credibility to the candidate&rsquo;s solid background in the industry).
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Expertise in fintech&nbsp;(versatility of expertise domains ensures cross-functional app development.&nbsp;Eg.&nbsp;integrating from-scratch developed cryptocurrency in the neobank).
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Industries the company works with&nbsp;(multidimensional tech experience provides a Fintech company with more public recognition, proving the effectiveness of its apps for different professional environments).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Organization&rsquo;s project portfolio base&nbsp;(the portfolio recaps the client&rsquo;s goals, solutions, and strategies for overcoming challenges).
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Clients&rsquo; reviews (give credibility to fintech company&rsquo;s expertise).
</li>
<li dir="ltr" aria-level="1">
Adherence to technological trends&nbsp;(represents the company&rsquo;s agility within the tech industry).
</li>
</ul>
<img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1723187620977.png" />
<h2 dir="ltr">Agilie&rsquo;s Expertise in Fintech Development</h2>
With 14+ years of experience Agilie helps entrepreneurs and business owners from the USA and Europe to craft customer-centric solutions, aiming to maximize the technical effectiveness of digital services.&nbsp;
With a dedication to evolving technological advancements,&nbsp;<a title="Agilie" href="https://agilie.com/company" target="_blank" rel="noopener">Agilie</a>&nbsp;manages to pioneer in industries like e-commerce, finances, marketplace, logistics, real estate, IoT, and healthcare.&nbsp;
Agilie keeps crafting versatile and multidimensional solutions for different areas of the digitized Fintech operations including:
<ul>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Software development&nbsp;(mobile banking app, payment solutions, blockchain solutions, digital wallets).
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Cryptocurrency development&nbsp;(creation of cryptocurrencies from scratch).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
UI/UX design&nbsp;(responsive for various platforms and screens design accessible to all users including those with disabilities).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Smart Contract development&nbsp;(building secure and easy-to-use Smart Contracts to protect cryptocurrency wallets).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
P2P payments&nbsp;(multiply payment methods for fiat money &amp; cryptocurrency, secured transfers).
</li>
<li dir="ltr" aria-level="1">
Card issuer integration solutions&nbsp;(card service customization applied to neobanks and mobile banks).&nbsp;
</li>
</ul>
<a class="incut--wrap" style="transition-property: all;" href="https://agilie.com/expertise/technology" target="_blank" rel="noopener" aria-label="incut"><img style="height: 344px; width: 778px;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1723190054344.png" width="100%" height="100%" />Learn more about fintech domains we excel.</a>
<h2>Recognition and Success&nbsp;</h2>
The company successfully integrates its customer-centric solutions to multiple fintech organizations like Chameleon Pay, Level01, Wallex, etc.
<img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1723187661173.png" />
<a title="Chameleon Pay" href="https://agilie.com/success-stories/chameleon-pay" target="_blank" rel="noopener">Chameleon Pay</a>
Agilie developed the Chameleon Pay app from scratch. Focusing on the client&rsquo;s intention to make the application that would enable users to make money with multiple cryptocurrencies (bitcoin, etc.), we universified the blockchain network within a multi-currency wallet app.&nbsp;
Our team of experts integrated versatile cryptocurrencies from multiple blockchains. We communicated with the development team of the specific blockchains, which gave us the opportunity to integrate cryptocurrencies not maintained in the wallets of other organizations
With the help of the NativeScript framework, Agilie accelerated the simultaneous development of two platforms, which enabled writing new functions, if needed, by applying the platform&rsquo;s native code.&nbsp;
<a title="Level01" href="https://agilie.com/success-stories/level01" target="_blank" rel="noopener">Level01</a>
We assisted the Level01 peer-to-peer decentralized finance platform by developing a P2P Android app. The additional solutions presented discovery phase optimization like competitor analysis, product architecture, and prototype. Agilie optimized the app's smart contract functionality by keeping AI data prediction inside it with a purpose of future analysis and model improvement.&nbsp;
Wallex
Agilie&rsquo;s key task for Wallex was to develop a versatile functional app that would support fiat money and cryptocurrency for payment procedures, money transfers, and currency exchange. Wallex managed to maintain PCI DSS Level 1 compliance due to Agilie&rsquo;s high security measures. The company proved its reliability in securing the clients&rsquo; financial information.
<h2 dir="ltr">Agile&rsquo;s success in Wallex</h2>
<img src="https://d12zh9bqbty5wp.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1726465102814.png" />
<h2 dir="ltr">Robust Security Protocols</h2>
When selecting a fintech company to develop a safe and efficient app, the first moment you have to pay attention to is the candidate&rsquo;s adherence to the Software Security Framework (SSF). SSF covers the Secure Software Standard (SSS) and Secure Software Lifecycle (Secure SLC) Standard, which aim to defend the application against cyberattacks and guarantee data security and payment transactions.&nbsp;
<h3 dir="ltr" style="text-align: left;">PA-DSS and PCI-DSS Replacement&nbsp;</h3>
PA-DSS&nbsp;(Payment Application Data Security Standard) focuses only on the cardholder data domain, where it complies with its payment applications under the PCI-DSS requirements.&nbsp;
PCI-DSS&nbsp;(Payment Card Industry Data Security Standard) represents the security standards developed to ensure that organizations that process customer credit card information manage to secure and protect it in a proper manner.&nbsp;
PCI-SSF&nbsp;(Payment Card Industry Secure Software Standard) outperforms PA-DSS due to its broad environment coverage (payment software and software vendors), as it does not require PCI-DSS compliance with the software domain to secure the payment procedure.
<div dir="ltr" align="left"><img src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1723187801367.png" /></div>
<h2 dir="ltr">Passing compliance audits</h2>
The second aspect you have to keep in mind when selecting a fintech company is analyzing the app&rsquo;s ability to pass the compliance audit. Here are the following steps of PCI DSS compliance requirements:
<ol style="text-align: justify;">
<li dir="ltr" aria-level="1">
Ensuring the development/maintenance of the secure network and systems
</li>
</ol>
Firewall configuration is a suitable case of network segmentation to guarantee the smooth protection of the cardholder&rsquo;s data.&nbsp;
<ol style="text-align: justify;" start="2">
<li dir="ltr" aria-level="1">
Protecting cardholder&rsquo;s data confidentiality
</li>
</ol>
This standard requires your organization to adhere to solidity-built tokenization and encryption measures. Limit the time for data storage. Quarterly data purging is a must. This standard requires recording and protecting cryptography keys and encryption.
<ol style="text-align: justify;" start="3">
<li dir="ltr" aria-level="1">
Setting the vulnerability management program
</li>
</ol>
Avoid using the factory-set defaults for system usernames and passwords and prohibit clients from using this configuration. This measure is necessary to eliminate cybercriminals&rsquo; activities of circumventing common default passwords.&nbsp;
<ol style="text-align: justify;" start="4">
<li dir="ltr" aria-level="1">
Crafting strong access control measures
</li>
</ol>
The organization has to utilize the means of encryption to guarantee the client&rsquo;s data are unreadable during input and in case of cyberattack.&nbsp;
<h2 dir="ltr">Custom Solutions Tailored to Client Needs</h2>
Crafting a truly recognizable app requires precision in details from the very beginning of the development process. When choosing a company for a fintech app development, you should keep in mind:
<ul style="text-align: justify;">
<li dir="ltr" aria-level="1">
The company&rsquo;s values;
</li>
<li dir="ltr" aria-level="1">
Candidate&rsquo;s success stories.
</li>
</ul>
In Agilie, our&nbsp;<a title="fundamentals" href="https://agilie.com/company" target="_blank" rel="noopener">fundamentals</a>&nbsp;include value for clients, transparency, and effectiveness. Active dialogue is a must to reach the best outcomes in collaboration in the long run. We respect our clients&rsquo; needs, cultural backgrounds, and ideas to maximize the transition of the entrepreneur&rsquo;s and business owner&rsquo;s organizational spirit into the product by offering the following versatile services.&nbsp;
<h3 dir="ltr">Translation of the formal/legal part into a tech checklist</h3>
<ul>
<li dir="ltr" aria-level="1">
The involved parties have to sign the &lsquo;Intellectual Property Assignment&rsquo; or &lsquo;Work for Hire&rsquo; documents where the personnel sign the NDA confidentiality agreement.&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
When reaching a consensus on cooperation, the business-to-business contracts serve as a legal obligation for the workers not to disclose the product&rsquo;s confidential data.
</li>
</ul>
<h3 dir="ltr" style="text-align: justify;">Card Issuer Integration</h3>
<ul>
<li dir="ltr" aria-level="1">
Integrating card issue services&nbsp;(smart value-added service through a decreased manual intervention.
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Inclusivity of versatile regions &amp; customization&nbsp;(Fast volume scale considering the geography; high card availability)
</li>
<li dir="ltr" aria-level="1">
Analysis &amp; Report on the applied solutions&nbsp;(reports on the effectiveness, outcomes, areas of improvement of the solutions, compliance with PCI-DSS standards).
</li>
</ul>
<h3 dir="ltr">White-Label Solutions for GoFinance</h3>
<ul>
<li dir="ltr" aria-level="1">
Ready-made solution with a range of services&nbsp;(P2P money transfer, multi-currency accounts, support of Visa/Mastercard).
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Easy customization&nbsp;(ready-made solutions regarding the app&rsquo;s update, like exterior design to enhance branding).&nbsp;
</li>
<li dir="ltr" aria-level="1">
Saving time to launch&nbsp;(time-economy for the app&rsquo;s launch. Instead of years spent building brand recognition, white-label solutions can ensure the application&rsquo;s launch within weeks/months).&nbsp;
</li>
</ul>
<h3 dir="ltr">P2P Payments &amp; Ordering Integration</h3>
<ul>
<li dir="ltr" aria-level="1">
Ordering/board system &amp; analytics&nbsp;(a decentralized network for preventing double-spending to maintain stability of the transactions).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
P2P &amp; multiply fin payment methods&nbsp;(fiat &amp; cryptocurrency; multicurrency accounts).
</li>
<li dir="ltr" aria-level="1">
Secured transfers&nbsp;(AML system for transaction approval; encryption).
</li>
</ul>
<h3 dir="ltr">E-gifting &amp; digital payments&nbsp;</h3>
<ul>
<li dir="ltr" aria-level="1">
Ability to add e-gifting / balance / top-up&nbsp;(setting promo codes and/or gift certificates is customer-centric and ensures brand recognition. Eg. Givingli app enables its users to insert a gift certificate below the digitized greeting card).&nbsp;
</li>
<li dir="ltr" style="text-align: justify;" aria-level="1">
Worldwide &amp; country-specific&nbsp;(Personal financial management (PFM) program for optimizing planning &amp; spending).
</li>
<li dir="ltr" aria-level="1">
Easy to add extra user engagement&nbsp;(diversifying digital payment interactions with extra opportunities, like rewards. Wallex treats its clients with cryptocurrency cashback for spending).&nbsp;
</li>
</ul>
<h2 dir="ltr">Conclusion&nbsp;</h2>
Solving a client's uncertainty regarding choosing the proper fintech company lies on the fundamentals of the candidate&rsquo;s years of expertise, success stories, industry recognition, and compliance with security standards. You should keep in mind aspects like the company&rsquo;s values, and domains of expertise to ensure the solution's reliability and promote a smooth app&rsquo;s development from the very beginning of its SDLC.&nbsp;
A partnership with&nbsp;<a title="Agilie" href="https://agilie.com/expertise/fintech/blockchain-software" target="_blank" rel="noopener">Agilie</a> will provide you with a range of benefits: from-scratch app development/optimization of the ready-made solutions, ongoing software support, inclusive, client-centric, and technically reliable application compliant with PCI-DSS standards. To get an in-depth understanding of Agilie&rsquo;s approach to fintech development, please sign up for the form below.&nbsp;
<a class="incut--wrap" style="transition-property: all;" href="https://agilie.com/contacts" target="_blank" rel="noopener" aria-label="incut"><img style="float: left;" src="https://d3pxw3l8cozu05.cloudfront.net/images/f9e66e179b6747ae54108f82f8ade8b3c25d76fd30afde6c395822c530196169-1723189815820.png" width="100%" height="100%" />Contact us for more info on the fintech app development process and check our services to make your dream project come true.</a>

Learn about the insights of how to choose the right Fintech app development company. Dive into aspects like robust security protocols, company's years of experience, and expertise to get a comprehensive understanding of what are high-quality Fintech application development companies.

Learn about the insights of how to choose the right Fintech app development company. Dive into aspects like robust security protocols, company's years of experience, and expertise to get a comprehensive understanding of what are high-quality Fintech application development companies.

How to Choose fintech App Development Company

Discover the factors that influence fintech app development costs.

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Guide on how to develop a P2P lending app from scratch | Agilie

Analyze the development process of the loan application.&nbsp;

Analyze the development process of the loan application.

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Read about the factors that influence accounting app development costs.

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