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    Harmful Financial Habits

    Management of household finances (home accounting) involves not only entry of all expenses into mobile application, but the rejection of bad habits too. In this article we want to consider the bad habits connected with money and how home budget app could help to avoid them.

    1. Not keeping records of personal finance, to spend money without thinking.

    Mobile budget application shows you in detail all the expenses and gives an opportunity to analyze on what purchases most of the budget is spent.

    2. To borrow money constantly.

    Due to mobile app you are able to monitor all your debts, but of course, it’s better to avoid borrowing money.

    3. To put aside nothing.

    Any personal or family budget must have a certain reserve & savings that you put aside for certain purposes (vacations, buying a house, family events, trips, etc.). You can record upcoming expenses into the mobile app not to forget to leave money for them.

    4. Shopping on an empty stomach.

    Hungry person spends more money at the shop than well-fed person. Not to buy too much you can make a list of products beforehand right in your smartphone.

    5. To buy things spontaneously.

    It’s better to make only planed and considered purchases. You can make notes in mobile app, add necessary purchases, calculate the required amount of money on it.

    Service for personal finance management (personal accounting software) will help you to categorize and organize all expenses, as well as to monitor how the rejection of bad financial habits will have a positive impact on your personal or family budget.

    Have a nice day!

    Sincerely, Agilie team.

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